The Home National Bank in Little River, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 30, 1995

  • The Home National Bank in Little River, Kansas (KS)
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The Home National Bank - Overview

  • General
  • FDIC Certificate #: 16789
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: The Lyons State Bank (#15604)
    Federal Reserve ID: 121754
    Date Established: April 30, 1949
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10899
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 30, 1949
    Last Structure Change Effective Date: December 30, 1995
    Last Structure Change Process Date: Febuary 05, 1996
    Last Data Update: Febuary 05, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 310 Main Street, Little River, KS 67457
    County: Rice
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $13.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $10Total assets
  • $14,425Cash and due from depository institutions
  • $1,194Interest-bearing balances
  • $188Securities
  • $3,283Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $9,217Loan loss allowance
  • $158Trading account assets
  • $0Bank premises and fixed assets
  • $508Other real estate owned
  • $0Goodwill and other intangibles
  • $223Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $14,425Total liabilities
  • $13,590Total deposits
  • $13,513Interest-bearing deposits
  • $12,482Deposits held in domestic offices
  • 13513.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $77Total equity capital
  • $77Total bank equity capital
  • $835Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $100Undivided profits
  • Memoranda
  • $635Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $151Income earned, not collected on loans
  • $135Earning assets
  • $12,688Long-term assets (5+ years)
  • $830Average Assets, year-to-date
  • $16,182Average Assets, quarterly
  • $15,513Volatile liabilities
  • $1,295Insider loans
  • $139FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,013Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $943Total risk weighted assets
  • $9,621Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,219Total interest expense
  • $495Net interest income
  • $724Provision for loan and lease losses
  • $47Total noninterest income
  • $89Fiduciary activities
  • $0Service charges on deposit accounts
  • $65Trading account gains & fees
  • $0Additional noninterest income
  • $24Total noninterest expense
  • $741Salaries and employee benefits
  • $414Premises and equipment expense
  • $127Additional noninterest expense
  • $200Pre-tax net operating income
  • $25Securities gains (losses)
  • -$99Applicable income taxes
  • -$11Income before extraordinary items
  • -$63Extraordinary gains - net
  • $0Net income attributable to bank
  • -$63Net charge-offs
  • $1Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.19%Cost of funding earning assets
  • 3.33%Net interest margin
  • 4.87%Noninterest income to earning assets
  • 0.60%Noninterest expense to earning assets
  • 4.98%Net operating income to assets
  • 0.13%Return on assets (ROA)
  • -0.39%Pretax return on assets
  • -0.46%Return on equity (ROE)
  • -6.34%Retained earnings to average equity (YTD only)
  • -8.86%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 4700.00%Efficiency ratio
  • 91,144Assets per employee
  • 1.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -39.68%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 104.64%Noncurrent assets plus other real estate owned to assets
  • 1.05%Noncurrent loans to loans
  • 1.61%Net loans and leases to deposits
  • 68.21%Net loans and leases to core deposits
  • 75.44%Equity capital to assets
  • 5.79%Core capital (leverage) ratio
  • 5.84%Tier 1 risk-based capital ratio
  • 9.80%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $16,182Average earning assets
  • $993Average equity
  • $14,876Average loans

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