The Huntington National Bank of Kentucky in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 27, 1995

  • The Huntington National Bank of Kentucky in Cincinnati, Ohio (OH)
  • Show street view No street view available for this location

The Huntington National Bank of Kentucky - Overview

  • General
  • FDIC Certificate #: 9680
    Status: Inactive
    Closing history: Change in Primary Regulatory Agency
    Acquiring institution: The Huntington National Bank (#6560)
    Federal Reserve ID: 196510
    Date Established: January 01, 1890
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 17 (Interstate: No)
    FDIC's unique #: 6195
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 27, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West 4th Street, Cincinnati, OH 45202
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • History of Changes
  • Merger - Without Assistance
    Change in Location
    Name Change
    Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $632.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $303Total assets
  • $693,256Cash and due from depository institutions
  • $28,592Interest-bearing balances
  • $1,661Securities
  • $113,907Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $512,027Loan loss allowance
  • $6,717Trading account assets
  • $0Bank premises and fixed assets
  • $8,226Other real estate owned
  • $0Goodwill and other intangibles
  • $10,498Life insurance assets
  • $20,006All other assets
  • $0Total liabilities and capital
  • $693,256Total liabilities
  • $622,560Total deposits
  • $510,873Interest-bearing deposits
  • $455,849Deposits held in domestic offices
  • 510873.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $105,843Trading liabilities
  • $0Other borrowed funds
  • $600Subordinated debt
  • $0All other liabilities
  • $5,244Total equity capital
  • $5,244Total bank equity capital
  • $70,696Perpetual preferred stock
  • $0Common stock
  • $1,320Surplus
  • $59,677Undivided profits
  • Memoranda
  • $9,699Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,824Income earned, not collected on loans
  • $2,410Earning assets
  • $627,595Long-term assets (5+ years)
  • $115,461Average Assets, year-to-date
  • $499,637Average Assets, quarterly
  • $571,172Volatile liabilities
  • $119,678Insider loans
  • $1,444FHLB advances
  • $0Loans and leases held for sale
  • $47,100Unused loan commitments
  • $98,484Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $52,558Total risk weighted assets
  • $498,652Total unused commitments
  • $0Restructured Loans and leases
  • $44,868Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $31,997Total interest expense
  • $12,149Net interest income
  • $19,848Provision for loan and lease losses
  • $177Total noninterest income
  • $5,458Fiduciary activities
  • $2,013Service charges on deposit accounts
  • $2,244Trading account gains & fees
  • $0Additional noninterest income
  • $1,201Total noninterest expense
  • $14,881Salaries and employee benefits
  • $7,043Premises and equipment expense
  • $1,452Additional noninterest expense
  • $6,386Pre-tax net operating income
  • $10,248Securities gains (losses)
  • $1Applicable income taxes
  • $3,445Income before extraordinary items
  • $6,804Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,804Net charge-offs
  • $10Cash dividends
  • $3,201Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.96%Cost of funding earning assets
  • 2.64%Net interest margin
  • 4.31%Noninterest income to earning assets
  • 1.19%Noninterest expense to earning assets
  • 3.23%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 2.05%Return on equity (ROE)
  • 15.52%Retained earnings to average equity (YTD only)
  • 8.22%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 1770.00%Efficiency ratio
  • 58,694Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.05%Loss allowance to loans
  • 1.29%Loss allowance to noncurrent loans
  • 368.26%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 100.23%Net loans and leases to core deposits
  • 102.89%Equity capital to assets
  • 10.20%Core capital (leverage) ratio
  • 11.33%Tier 1 risk-based capital ratio
  • 10.54%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $499,637Average earning assets
  • $43,844Average equity
  • $460,028Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Huntington National Bank of Kentucky.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents