FDIC Certificate #: 17015 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Banco Popular North America (#34967) Federal Reserve ID: 683636 Date Established: May 18, 1951 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) FDIC's unique #: 11085 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: May 18, 1951 Last Structure Change Effective Date: March 28, 1999 Last Structure Change Process Date: March 30, 1999 Last Data Update: March 30, 1999 Data Source Date: April 05, 2012
Location
Address: 5900 West Irving Park Road, Chicago, IL 60634 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: New York FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $125.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
32Total employees (full-time equivalent)
$125,105Total assets
$3,269Cash and due from depository institutions
$0Interest-bearing balances
$26,402Securities
$5,600Federal funds sold & reverse repurchase agreements
$69,351Net loans & leases
$1,163Loan loss allowance
$0Trading account assets
$1,648Bank premises and fixed assets
$0Other real estate owned
$17,380Goodwill and other intangibles
$0Life insurance assets
$1,455All other assets
$125,105Total liabilities and capital
$95,852Total liabilities
$95,017Total deposits
$81,194Interest-bearing deposits
$95,017Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$211Other borrowed funds
$0Subordinated debt
$624All other liabilities
$29,253Total equity capital
$29,253Total bank equity capital
$29,253Perpetual preferred stock
$0Common stock
$500Surplus
$28,751Undivided profits
Memoranda
$2Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$316Average Assets, year-to-date
$101,353Average Assets, quarterly
$19,021Volatile liabilities
$111,578Insider loans
$117,577FHLB advances
$24,481Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$12,781Total unused commitments
$0Restructured Loans and leases
$79,660Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$8,501Total interest income
$4,052Total interest expense
$4,449Net interest income
$0Provision for loan and lease losses
$198Total noninterest income
$0Fiduciary activities
$143Service charges on deposit accounts
$0Trading account gains & fees
$55Additional noninterest income
$2,629Total noninterest expense
$1,452Salaries and employee benefits
$390Premises and equipment expense
$787Additional noninterest expense
$2,018Pre-tax net operating income
$0Securities gains (losses)
$784Applicable income taxes
$1,234Income before extraordinary items
$0Extraordinary gains - net
$1,234Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$26Sale, conversion, retirement of capital stock, net
$1,333Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.35%Yield on earning assets
3.98%Cost of funding earning assets
4.37%Net interest margin
0.19%Noninterest income to earning assets
2.58%Noninterest expense to earning assets
1.11%Net operating income to assets
1.11%Return on assets (ROA)
1.81%Pretax return on assets
8.19%Return on equity (ROE)
-0.66%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
77.62%Efficiency ratio
51,775Assets per employee
3.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
108.02%Loss allowance to loans
1.65%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
72.99%Net loans and leases to core deposits
98.03%Equity capital to assets
23.38%Core capital (leverage) ratio
11.97%Tier 1 risk-based capital ratio
14.91%Total risk-based capital ratio
Memoranda
$16Average assets
$111,578Average earning assets
$15,060Average equity
$101,790Average loans
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