The Jefferson Guaranty Bank in Metairie, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 1997

  • The Jefferson Guaranty Bank in Metairie, Louisiana (LA)
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The Jefferson Guaranty Bank - Overview

  • General
  • FDIC Certificate #: 19546
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Deposit Guaranty National Bank of Louisiana (#14189)
    Federal Reserve ID: 981033
    Date Established: January 24, 1966
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Interstate: No)
    FDIC's unique #: 13346
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 24, 1966
    Last Structure Change Effective Date: January 03, 1997
    Last Structure Change Process Date: January 16, 1997
    Last Data Update: January 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 3525 North Causeway Boulevard, Metairie, LA 70002
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
    Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
    Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
    CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
  • Financial Summary
  • Total assets: $301.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $174Total assets
  • $301,481Cash and due from depository institutions
  • $24,219Interest-bearing balances
  • $0Securities
  • $68,294Federal funds sold & reverse repurchase agreements
  • $37,300Net loans & leases
  • $159,176Loan loss allowance
  • $4,371Trading account assets
  • $0Bank premises and fixed assets
  • $9,833Other real estate owned
  • $0Goodwill and other intangibles
  • $2,659Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $301,481Total liabilities
  • $282,838Total deposits
  • $281,219Interest-bearing deposits
  • $183,905Deposits held in domestic offices
  • 281219.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,619Total equity capital
  • $1,619Total bank equity capital
  • $18,643Perpetual preferred stock
  • $0Common stock
  • $1,375Surplus
  • $14,972Undivided profits
  • Memoranda
  • $2,296Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $236Income earned, not collected on loans
  • $696Earning assets
  • $264,770Long-term assets (5+ years)
  • $35,338Average Assets, year-to-date
  • $299,646Average Assets, quarterly
  • $300,305Volatile liabilities
  • $13,965Insider loans
  • $2,051FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $41,304Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $18,643Total risk weighted assets
  • $176,415Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,606Total interest expense
  • $6,862Net interest income
  • $13,744Provision for loan and lease losses
  • $0Total noninterest income
  • $4,447Fiduciary activities
  • $829Service charges on deposit accounts
  • $2,552Trading account gains & fees
  • $0Additional noninterest income
  • $1,066Total noninterest expense
  • $16,229Salaries and employee benefits
  • $7,102Premises and equipment expense
  • $4,196Additional noninterest expense
  • $4,931Pre-tax net operating income
  • $1,962Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • $1,962Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,962Net charge-offs
  • $632Cash dividends
  • $3,545Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.87%Cost of funding earning assets
  • 2.62%Net interest margin
  • 5.25%Noninterest income to earning assets
  • 1.70%Noninterest expense to earning assets
  • 6.20%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 0.65%Return on equity (ROE)
  • 9.60%Retained earnings to average equity (YTD only)
  • -7.74%Net charge-offs to loans
  • 0.40%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 89,214Assets per employee
  • 1.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 180.68%Loss allowance to loans
  • 2.67%Loss allowance to noncurrent loans
  • 1852.12%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.14%Net loans and leases to deposits
  • 56.60%Net loans and leases to core deposits
  • 59.56%Equity capital to assets
  • 6.18%Core capital (leverage) ratio
  • 6.34%Tier 1 risk-based capital ratio
  • 10.57%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $299,646Average earning assets
  • $20,446Average equity
  • $261,956Average loans

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