The Kinsley Bank in Kinsley, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 02, 1996

  • The Kinsley Bank in Kinsley, Kansas (KS)
  • Show street view No street view available for this location

The Kinsley Bank - Overview

  • General
  • FDIC Certificate #: 15725
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers Bank & Trust, National Association (#17614)
    Federal Reserve ID: 3654
    Date Established: January 01, 1886
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9985
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 04, 1940
    Last Structure Change Effective Date: August 02, 1996
    Last Structure Change Process Date: August 23, 1996
    Last Data Update: August 23, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 616 Colony Avenue, Kinsley, KS 67547
    County: Edwards
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $31.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $33,976Cash and due from depository institutions
  • $784Interest-bearing balances
  • $0Securities
  • $15,845Federal funds sold & reverse repurchase agreements
  • $4,900Net loans & leases
  • $11,215Loan loss allowance
  • $507Trading account assets
  • $0Bank premises and fixed assets
  • $72Other real estate owned
  • $112Goodwill and other intangibles
  • $1,048Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $33,976Total liabilities
  • $30,709Total deposits
  • $30,546Interest-bearing deposits
  • $26,366Deposits held in domestic offices
  • 30546.00%% insured (estimated)
  • $79Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $163Total equity capital
  • $163Total bank equity capital
  • $3,267Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $550Undivided profits
  • Memoranda
  • $2,517Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,090Income earned, not collected on loans
  • $209Earning assets
  • $31,960Long-term assets (5+ years)
  • $2,114Average Assets, year-to-date
  • $33,063Average Assets, quarterly
  • $32,810Volatile liabilities
  • $2,472Insider loans
  • $416FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,548Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,230Total risk weighted assets
  • $14,643Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,184Total interest expense
  • $1,079Net interest income
  • $1,105Provision for loan and lease losses
  • $730Total noninterest income
  • $127Fiduciary activities
  • $0Service charges on deposit accounts
  • $79Trading account gains & fees
  • $0Additional noninterest income
  • $48Total noninterest expense
  • $999Salaries and employee benefits
  • $525Premises and equipment expense
  • $167Additional noninterest expense
  • $307Pre-tax net operating income
  • -$497Securities gains (losses)
  • $0Applicable income taxes
  • -$177Income before extraordinary items
  • -$320Extraordinary gains - net
  • $0Net income attributable to bank
  • -$320Net charge-offs
  • $777Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.19%Cost of funding earning assets
  • 3.55%Net interest margin
  • 3.64%Noninterest income to earning assets
  • 0.42%Noninterest expense to earning assets
  • 3.29%Net operating income to assets
  • -0.97%Return on assets (ROA)
  • -0.97%Pretax return on assets
  • -1.50%Return on equity (ROE)
  • -9.76%Retained earnings to average equity (YTD only)
  • -9.76%Net charge-offs to loans
  • 5.89%Credit loss provision to net charge-offs
  • 93.95%Efficiency ratio
  • 81,088Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.33%Loss allowance to noncurrent loans
  • 46.51%Noncurrent assets plus other real estate owned to assets
  • 3.54%Noncurrent loans to loans
  • 9.30%Net loans and leases to deposits
  • 36.72%Net loans and leases to core deposits
  • 39.95%Equity capital to assets
  • 9.62%Core capital (leverage) ratio
  • 9.86%Tier 1 risk-based capital ratio
  • 22.06%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $33,063Average earning assets
  • $3,279Average equity
  • $30,386Average loans

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