FDIC Certificate #: 26580 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First National Bank of Huntsville (#3269) Federal Reserve ID: 477554 Date Established: Febuary 28, 1986 WWW:http://www.tnbmadisonville.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 35284 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: Febuary 28, 1986 Last Structure Change Effective Date: October 15, 2004 Last Structure Change Process Date: Febuary 03, 2005 Last Data Update: Febuary 03, 2005 Data Source Date: April 05, 2012
Location
Address: 333 North May Street, Madisonville, TX 77864 County: Madison Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $38.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
19Total employees (full-time equivalent)
$38,271Total assets
$1,835Cash and due from depository institutions
$500Interest-bearing balances
$9,300Securities
$3,875Federal funds sold & reverse repurchase agreements
$18,458Net loans & leases
$279Loan loss allowance
$0Trading account assets
$2,337Bank premises and fixed assets
$284Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,182All other assets
$38,271Total liabilities and capital
$33,758Total liabilities
$33,246Total deposits
$24,974Interest-bearing deposits
$33,246Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$512All other liabilities
$4,513Total equity capital
$4,513Total bank equity capital
$4,513Perpetual preferred stock
$0Common stock
$1,000Surplus
$1,008Undivided profits
Memoranda
$2,505Noncurrent loans and leases
$1,204Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$200Earning assets
$0Long-term assets (5+ years)
$227Average Assets, year-to-date
$32,133Average Assets, quarterly
$440Volatile liabilities
$38,766Insider loans
$38,698FHLB advances
$3,974Loans and leases held for sale
$293Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,204Total unused commitments
$135Restructured Loans and leases
$279Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$1,923Total interest income
$550Total interest expense
$1,373Net interest income
$0Provision for loan and lease losses
$595Total noninterest income
$0Fiduciary activities
$446Service charges on deposit accounts
$0Trading account gains & fees
$149Additional noninterest income
$1,764Total noninterest expense
$917Salaries and employee benefits
$319Premises and equipment expense
$528Additional noninterest expense
$204Pre-tax net operating income
$0Securities gains (losses)
$52Applicable income taxes
$152Income before extraordinary items
$0Extraordinary gains - net
$152Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$81Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.86%Yield on earning assets
1.68%Cost of funding earning assets
4.19%Net interest margin
1.81%Noninterest income to earning assets
5.38%Noninterest expense to earning assets
0.39%Net operating income to assets
0.39%Return on assets (ROA)
0.53%Pretax return on assets
3.42%Return on equity (ROE)
3.42%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
2.52%Efficiency ratio
89,634Assets per employee
2.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
139.50%Noncurrent assets plus other real estate owned to assets
1.26%Noncurrent loans to loans
1.07%Net loans and leases to deposits
55.52%Net loans and leases to core deposits
63.06%Equity capital to assets
11.79%Core capital (leverage) ratio
11.50%Tier 1 risk-based capital ratio
19.52%Total risk-based capital ratio
Memoranda
$21Average assets
$38,766Average earning assets
$4,445Average equity
$32,799Average loans
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