The Neodesha Savings and Loan Association, FSA - Overview
General
FDIC Certificate #: 30046 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Federal Savings and Loan Association of Independence (#27852) Federal Reserve ID: 736073 Date Established: January 01, 1887 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 4626 FDIC's unique #: 42880 Numeric code: 38 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: June 27, 1939 Last Structure Change Effective Date: January 06, 1999 Last Structure Change Process Date: March 18, 1999 Last Data Update: March 18, 1999 Data Source Date: April 05, 2012
Location
Address: 801 Main Street, Neodesha, KS 66757 County: Wilson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $14.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
7Total employees (full-time equivalent)
$14,003Total assets
$2,155Cash and due from depository institutions
$1,828Interest-bearing balances
$2,220Securities
$0Federal funds sold & reverse repurchase agreements
$8,958Net loans & leases
$81Loan loss allowance
$0Trading account assets
$377Bank premises and fixed assets
$12Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$281All other assets
$14,003Total liabilities and capital
$12,830Total liabilities
$12,740Total deposits
$12,516Interest-bearing deposits
$12,740Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$90All other liabilities
$1,173Total equity capital
$1,173Total bank equity capital
$1,173Perpetual preferred stock
$0Common stock
$0Surplus
$0Undivided profits
Memoranda
$1,173Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$142Earning assets
$0Long-term assets (5+ years)
$70Average Assets, year-to-date
$13,006Average Assets, quarterly
$0Volatile liabilities
$13,628Insider loans
$13,539FHLB advances
$1,996Loans and leases held for sale
$2Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$7,343Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$962Total interest income
$524Total interest expense
$438Net interest income
$12Provision for loan and lease losses
$152Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$152Additional noninterest income
$493Total noninterest expense
$251Salaries and employee benefits
$114Premises and equipment expense
$128Additional noninterest expense
$85Pre-tax net operating income
$0Securities gains (losses)
$32Applicable income taxes
$53Income before extraordinary items
$0Extraordinary gains - net
$53Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$21Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.59%Yield on earning assets
4.13%Cost of funding earning assets
3.46%Net interest margin
1.20%Noninterest income to earning assets
3.89%Noninterest expense to earning assets
0.39%Net operating income to assets
0.39%Return on assets (ROA)
0.62%Pretax return on assets
4.63%Return on equity (ROE)
4.63%Retained earnings to average equity (YTD only)
0.23%Net charge-offs to loans
57.14%Credit loss provision to net charge-offs
4.62%Efficiency ratio
83,559Assets per employee
2.00%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.90%Loss allowance to noncurrent loans
57.04%Noncurrent assets plus other real estate owned to assets
1.10%Noncurrent loans to loans
1.57%Net loans and leases to deposits
70.31%Net loans and leases to core deposits
83.38%Equity capital to assets
8.38%Core capital (leverage) ratio
8.38%Tier 1 risk-based capital ratio
15.97%Total risk-based capital ratio
Memoranda
$17Average assets
$13,628Average earning assets
$1,144Average equity
$12,675Average loans
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