FDIC Certificate #: 10334 Status: Active Federal Reserve ID: 960560 Date Established: January 01, 1900 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 6620 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: August 20, 2010 Last Structure Change Process Date: August 26, 2010 Last Data Update: August 26, 2010 Data Source Date: April 05, 2012
Location
Address: 300 Main Street, Oakwood, TX 75855 County: Leon Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $4.3 mil Equity capital: $1.0 mil Deposits held in domestic offices: $3.3 mil Return on assets (ROA): 2.37% ($0.1 mil) Quarterly return on assets: 3.75% ($0.1 mil) Return on Equity (ROE): 10.22% ($0.1 mil) Quarterly return on equity: 17.11% ($0.2 mil) Net income: $0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: 2.37% ($101.9 mil) Quarterly Pretax return on assets: 3.75% ($161.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
2Total employees (full-time equivalent)
$4,299Total assets
$511Cash and due from depository institutions
$0Interest-bearing balances
$1,911Securities
$1,235Federal funds sold & reverse repurchase agreements
$599Net loans & leases
$14Loan loss allowance
$0Trading account assets
$12Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$4,299Life insurance assets
$31All other assets
$3,344Total liabilities and capital
$3,334Total liabilities
$0Total deposits
$3,334Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$10Subordinated debt
$955All other liabilities
$955Total equity capital
$955Total bank equity capital
$0Perpetual preferred stock
$25Common stock
$50Surplus
$880Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1Income earned, not collected on loans
$0Earning assets
$18Long-term assets (5+ years)
$3,745Average Assets, year-to-date
$0Average Assets, quarterly
$3,874Volatile liabilities
$4,261Insider loans
$964FHLB advances
$4,234Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$955Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$97Total interest income
$0Total interest expense
$97Net interest income
$12Provision for loan and lease losses
$155Total noninterest income
$0Fiduciary activities
$81Service charges on deposit accounts
$0Trading account gains & fees
$74Additional noninterest income
$148Total noninterest expense
$45Salaries and employee benefits
$14Premises and equipment expense
$89Additional noninterest expense
$92Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$92Income before extraordinary items
$0Extraordinary gains - net
$92Net income attributable to bank
$0Net charge-offs
$92Cash dividends
$2Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.87%Yield on earning assets
0.00%Cost of funding earning assets
2.87%Net interest margin
4.59%Noninterest income to earning assets
4.38%Noninterest expense to earning assets
2.37%Net operating income to assets
2.37%Return on assets (ROA)
2.37%Pretax return on assets
10.22%Return on equity (ROE)
10.22%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
600.00%Credit loss provision to net charge-offs
52.00%Efficiency ratio
58,730Assets per employee
2.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.28%Loss allowance to noncurrent loans
1400.00%Noncurrent assets plus other real estate owned to assets
0.02%Noncurrent loans to loans
0.16%Net loans and leases to deposits
17.97%Net loans and leases to core deposits
17.97%Equity capital to assets
22.21%Core capital (leverage) ratio
22.56%Tier 1 risk-based capital ratio
99.07%Total risk-based capital ratio
Memoranda
$101Average assets
$3,874Average earning assets
$900Average equity
$3,376Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
6620
The Oakwood State Bank
300 Main Street, Oakwood, TX 75855
January 01, 1900
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Oakwood State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: