The Pemigewasset National Bank of Plymouth in Plymouth, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2005

  • The Pemigewasset National Bank of Plymouth in Plymouth, New Hampshire (NH)
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The Pemigewasset National Bank of Plymouth - Overview

  • General
  • FDIC Certificate #: 6247
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Northway Bank (#14240)
    Federal Reserve ID: 526706
    Date Established: January 01, 1881
    WWW: http://www.pemibank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 10 (Interstate: No)
    OTS Docket #: 9255
    FDIC's unique #: 4216
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 2005
    Last Structure Change Process Date: October 19, 2005
    Last Data Update: October 19, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 287 Highland Street, Plymouth, NH 3264
    County: Grafton
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Combined Statistical Area (CSA): Claremont-Lebanon, NH-VT (#180)
    Core Based Statistical Area (CBSA): Lebanon, NH-VT (#30100)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $236.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 60Total employees (full-time equivalent)
  • $229,921Total assets
  • $11,122Cash and due from depository institutions
  • $5Interest-bearing balances
  • $38,014Securities
  • $210Federal funds sold & reverse repurchase agreements
  • $165,429Net loans & leases
  • $1,785Loan loss allowance
  • $0Trading account assets
  • $4,585Bank premises and fixed assets
  • $0Other real estate owned
  • $6,574Goodwill and other intangibles
  • $0Life insurance assets
  • $3,987All other assets
  • $229,921Total liabilities and capital
  • $205,766Total liabilities
  • $175,107Total deposits
  • $140,438Interest-bearing deposits
  • $175,107Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,944Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $27,000Other borrowed funds
  • $0Subordinated debt
  • $715All other liabilities
  • $24,155Total equity capital
  • $24,155Total bank equity capital
  • $24,155Perpetual preferred stock
  • $0Common stock
  • $225Surplus
  • $11,950Undivided profits
  • Memoranda
  • $11,980Noncurrent loans and leases
  • $19,608Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $435Earning assets
  • $0Long-term assets (5+ years)
  • $864Average Assets, year-to-date
  • $203,658Average Assets, quarterly
  • $87,061Volatile liabilities
  • $231,023Insider loans
  • $232,373FHLB advances
  • $7,409Loans and leases held for sale
  • $75Unused loan commitments
  • $27,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $19,608Total unused commitments
  • $0Restructured Loans and leases
  • $1,825Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $10,712Total interest income
  • $2,080Total interest expense
  • $8,632Net interest income
  • $375Provision for loan and lease losses
  • $1,899Total noninterest income
  • $0Fiduciary activities
  • $1,127Service charges on deposit accounts
  • $0Trading account gains & fees
  • $772Additional noninterest income
  • $9,534Total noninterest expense
  • $2,604Salaries and employee benefits
  • $1,138Premises and equipment expense
  • $5,792Additional noninterest expense
  • $622Pre-tax net operating income
  • $348Securities gains (losses)
  • $264Applicable income taxes
  • $706Income before extraordinary items
  • $0Extraordinary gains - net
  • $706Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $162Sale, conversion, retirement of capital stock, net
  • $350Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.25%Yield on earning assets
  • 1.02%Cost of funding earning assets
  • 4.23%Net interest margin
  • 0.93%Noninterest income to earning assets
  • 4.68%Noninterest expense to earning assets
  • 0.20%Net operating income to assets
  • 0.31%Return on assets (ROA)
  • 0.42%Pretax return on assets
  • 2.94%Return on equity (ROE)
  • 1.48%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 231.48%Credit loss provision to net charge-offs
  • 6.15%Efficiency ratio
  • 84,522Assets per employee
  • 3.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.58%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 410.34%Noncurrent assets plus other real estate owned to assets
  • 0.19%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 94.47%Net loans and leases to core deposits
  • 96.95%Equity capital to assets
  • 10.51%Core capital (leverage) ratio
  • 7.74%Tier 1 risk-based capital ratio
  • 11.59%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $231,023Average earning assets
  • $24,042Average equity
  • $203,934Average loans

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