The Peoples Bank of Maryland in Denton, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 28, 2004

  • The Peoples Bank of Maryland in Denton, Maryland (MD)
  • Show street view No street view available for this location

The Peoples Bank of Maryland - Overview

  • General
  • FDIC Certificate #: 9693
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mercantile Eastern Shore Bank (#5877)
    Federal Reserve ID: 762429
    Date Established: January 01, 1898
    WWW: http://www.peoplesbankmd.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 13447
    FDIC's unique #: 6201
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 28, 2004
    Last Structure Change Process Date: August 25, 2004
    Last Data Update: August 25, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 207 Market Street, Denton, MD 21629
    County: Caroline
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $109.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 37Total employees (full-time equivalent)
  • $107,654Total assets
  • $4,373Cash and due from depository institutions
  • $43Interest-bearing balances
  • $20,702Securities
  • $150Federal funds sold & reverse repurchase agreements
  • $78,140Net loans & leases
  • $1,344Loan loss allowance
  • $0Trading account assets
  • $1,832Bank premises and fixed assets
  • $0Other real estate owned
  • $239Goodwill and other intangibles
  • $0Life insurance assets
  • $2,218All other assets
  • $107,654Total liabilities and capital
  • $96,849Total liabilities
  • $88,237Total deposits
  • $63,475Interest-bearing deposits
  • $88,237Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $6,125Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,100Subordinated debt
  • $387All other liabilities
  • $10,805Total equity capital
  • $10,805Total bank equity capital
  • $10,805Perpetual preferred stock
  • $0Common stock
  • $2,295Surplus
  • $2,534Undivided profits
  • Memoranda
  • $5,976Noncurrent loans and leases
  • $16,344Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $166Earning assets
  • $0Long-term assets (5+ years)
  • $520Average Assets, year-to-date
  • $99,035Average Assets, quarterly
  • $16,211Volatile liabilities
  • $109,328Insider loans
  • $109,517FHLB advances
  • $11,023Loans and leases held for sale
  • $4,035Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $16,344Total unused commitments
  • $0Restructured Loans and leases
  • $3,005Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $6,201Total interest income
  • $1,182Total interest expense
  • $5,019Net interest income
  • -$150Provision for loan and lease losses
  • $970Total noninterest income
  • $0Fiduciary activities
  • $702Service charges on deposit accounts
  • $0Trading account gains & fees
  • $268Additional noninterest income
  • $2,926Total noninterest expense
  • $1,442Salaries and employee benefits
  • $356Premises and equipment expense
  • $1,128Additional noninterest expense
  • $3,213Pre-tax net operating income
  • $12Securities gains (losses)
  • $1,174Applicable income taxes
  • $2,051Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,051Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $80Sale, conversion, retirement of capital stock, net
  • $3,483Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.17%Yield on earning assets
  • 1.18%Cost of funding earning assets
  • 4.99%Net interest margin
  • 0.96%Noninterest income to earning assets
  • 2.91%Noninterest expense to earning assets
  • 1.87%Net operating income to assets
  • 1.88%Return on assets (ROA)
  • 2.95%Pretax return on assets
  • 17.26%Return on equity (ROE)
  • -12.05%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • -187.50%Credit loss provision to net charge-offs
  • 38.29%Efficiency ratio
  • 48,856Assets per employee
  • 2.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 169.82%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 809.64%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.21%Net loans and leases to deposits
  • 88.56%Net loans and leases to core deposits
  • 93.76%Equity capital to assets
  • 10.04%Core capital (leverage) ratio
  • 9.76%Tier 1 risk-based capital ratio
  • 14.56%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $109,328Average earning assets
  • $11,881Average equity
  • $100,550Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Peoples Bank of Maryland.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents