The Perry County Bank in Marion, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 2000

  • The Perry County Bank in Marion, Alabama (AL)
  • Show street view No street view available for this location

The Perry County Bank - Overview

  • General
  • FDIC Certificate #: 21173
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: West Alabama Bank & Trust (#16175)
    Federal Reserve ID: 541932
    Date Established: July 27, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14639
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 27, 1973
    Last Structure Change Effective Date: September 01, 2000
    Last Structure Change Process Date: November 09, 2000
    Last Data Update: November 09, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1010 Washington Street, Marion, AL 36756
    County: Perry
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Shelby
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $31.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $30,444Total assets
  • $2,533Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,118Securities
  • $150Federal funds sold & reverse repurchase agreements
  • $13,572Net loans & leases
  • $201Loan loss allowance
  • $0Trading account assets
  • $275Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $796All other assets
  • $30,444Total liabilities and capital
  • $27,564Total liabilities
  • $27,356Total deposits
  • $24,154Interest-bearing deposits
  • $27,356Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $208All other liabilities
  • $2,880Total equity capital
  • $2,880Total bank equity capital
  • $2,880Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $240Undivided profits
  • Memoranda
  • $2,340Noncurrent loans and leases
  • $720Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $180Earning assets
  • $0Long-term assets (5+ years)
  • $193Average Assets, year-to-date
  • $26,840Average Assets, quarterly
  • $13,313Volatile liabilities
  • $30,252Insider loans
  • $29,668FHLB advances
  • $4,521Loans and leases held for sale
  • $408Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $720Total unused commitments
  • $0Restructured Loans and leases
  • $201Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,329Total interest income
  • $1,100Total interest expense
  • $1,229Net interest income
  • $45Provision for loan and lease losses
  • $320Total noninterest income
  • $0Fiduciary activities
  • $195Service charges on deposit accounts
  • $0Trading account gains & fees
  • $125Additional noninterest income
  • $873Total noninterest expense
  • $472Salaries and employee benefits
  • $135Premises and equipment expense
  • $266Additional noninterest expense
  • $631Pre-tax net operating income
  • $5Securities gains (losses)
  • $79Applicable income taxes
  • $557Income before extraordinary items
  • $0Extraordinary gains - net
  • $557Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $31Sale, conversion, retirement of capital stock, net
  • $105Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.45%Yield on earning assets
  • 3.99%Cost of funding earning assets
  • 4.46%Net interest margin
  • 1.16%Noninterest income to earning assets
  • 3.17%Noninterest expense to earning assets
  • 1.83%Net operating income to assets
  • 1.84%Return on assets (ROA)
  • 2.10%Pretax return on assets
  • 18.98%Return on equity (ROE)
  • 15.40%Retained earnings to average equity (YTD only)
  • 0.25%Net charge-offs to loans
  • 145.16%Credit loss provision to net charge-offs
  • 21.81%Efficiency ratio
  • 56,359Assets per employee
  • 2.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.85%Loss allowance to loans
  • 1.46%Loss allowance to noncurrent loans
  • 111.67%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 1.31%Net loans and leases to deposits
  • 49.61%Net loans and leases to core deposits
  • 59.44%Equity capital to assets
  • 9.46%Core capital (leverage) ratio
  • 11.08%Tier 1 risk-based capital ratio
  • 18.54%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $30,252Average earning assets
  • $2,934Average equity
  • $27,568Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Perry County Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents