The Plains State Bank in Plains, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Plains State Bank in Plains, Kansas (KS)
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The Plains State Bank routing number info

The Plains State Bank - Overview

  • General
  • FDIC Certificate #: 18118
    Status: Active
    Federal Reserve ID: 302553
    Date Established: January 01, 1906
    WWW: http://www.plainsstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 14590
    FDIC's unique #: 12040
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 25, 1959
    Last Structure Change Effective Date: Febuary 21, 2009
    Last Structure Change Process Date: March 31, 2009
    Last Data Update: March 31, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 411 Grand Ave, Plains, KS 67869
    County: Meade
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Office Purchased
  • Financial Summary
  • Total assets: $123.7 mil
    Equity capital: $12.1 mil
    Deposits held in domestic offices: $106.0 mil
    Return on assets (ROA): 1.39% ($1.7 mil)
    Quarterly return on assets: 0.84% ($1.0 mil)
    Return on Equity (ROE): 15.72% ($1.9 mil)
    Quarterly return on equity: 8.76% ($1.1 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.45% ($1,793.8 mil)
    Quarterly Pretax return on assets: 0.88% ($1,088.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $123,711Total assets
  • $5,128Cash and due from depository institutions
  • $251Interest-bearing balances
  • $72,987Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $41,061Net loans & leases
  • $881Loan loss allowance
  • $0Trading account assets
  • $903Bank premises and fixed assets
  • $30Other real estate owned
  • $279Goodwill and other intangibles
  • $123,711Life insurance assets
  • $3,323All other assets
  • $111,635Total liabilities and capital
  • $105,976Total liabilities
  • $92,815Total deposits
  • $105,976Interest-bearing deposits
  • $75Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $659Subordinated debt
  • $12,076All other liabilities
  • $12,076Total equity capital
  • $12,076Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $1,200Surplus
  • $10,276Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $47Income earned, not collected on loans
  • $0Earning assets
  • $1,014Long-term assets (5+ years)
  • $114,299Average Assets, year-to-date
  • $43,425Average Assets, quarterly
  • $120,798Volatile liabilities
  • $124,023Insider loans
  • $66,181FHLB advances
  • $124,044Loans and leases held for sale
  • $1,779Unused loan commitments
  • $1,779Tier 1 (core) risk-based capital
  • $10,305Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,678Restructured Loans and leases
  • $339Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,352Total interest income
  • $699Total interest expense
  • $3,653Net interest income
  • $0Provision for loan and lease losses
  • $316Total noninterest income
  • $0Fiduciary activities
  • $151Service charges on deposit accounts
  • $0Trading account gains & fees
  • $165Additional noninterest income
  • $2,346Total noninterest expense
  • $1,218Salaries and employee benefits
  • $303Premises and equipment expense
  • $825Additional noninterest expense
  • $1,623Pre-tax net operating income
  • $126Securities gains (losses)
  • $73Applicable income taxes
  • $1,676Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,676Net income attributable to bank
  • $0Net charge-offs
  • $1,676Cash dividends
  • $420Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.92%Yield on earning assets
  • 0.63%Cost of funding earning assets
  • 3.29%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 2.11%Noninterest expense to earning assets
  • 1.29%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 15.72%Return on equity (ROE)
  • 15.72%Retained earnings to average equity (YTD only)
  • 0.94%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 3.86%Efficiency ratio
  • 55,858Assets per employee
  • 6.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.10%Loss allowance to noncurrent loans
  • 1874.47%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.11%Net loans and leases to deposits
  • 38.75%Net loans and leases to core deposits
  • 44.77%Equity capital to assets
  • 9.76%Core capital (leverage) ratio
  • 8.31%Tier 1 risk-based capital ratio
  • 15.57%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $120,798Average earning assets
  • $10,663Average equity
  • $111,160Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    012040The Plains State Bank411 Grand Ave, Plains, KS 67869January 01, 1906Full Service Brick and Mortar
    2217930Lakin Branch300 East Santa Fe Trail Boulevard, Lakin, KS 67860May 19, 1997Full Service Brick and Mortar

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