The PrivateBank in Saint Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 2009

  • The PrivateBank in Saint Louis, Missouri (MO)
  • Show street view No street view available for this location

The PrivateBank - Overview

  • General
  • FDIC Certificate #: 35493
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The PrivateBank and Trust Company (#33306)
    Federal Reserve ID: 2910998
    Date Established: June 26, 2000
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 16742
    FDIC's unique #: 80577
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: June 26, 2000
    Last Structure Change Effective Date: June 30, 2009
    Last Structure Change Process Date: August 12, 2009
    Last Data Update: August 12, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1401 South Brentwood Blvd, 2nd Floor, Saint Louis, MO 63144
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $619.1 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 80Total employees (full-time equivalent)
  • $571,197Total assets
  • $49,168Cash and due from depository institutions
  • $43,910Interest-bearing balances
  • $69,410Securities
  • $9Federal funds sold & reverse repurchase agreements
  • $426,481Net loans & leases
  • $7,564Loan loss allowance
  • $0Trading account assets
  • $2,218Bank premises and fixed assets
  • $5,566Other real estate owned
  • $706Goodwill and other intangibles
  • $0Life insurance assets
  • $17,639All other assets
  • $571,197Total liabilities and capital
  • $508,961Total liabilities
  • $372,943Total deposits
  • $335,152Interest-bearing deposits
  • $372,943Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $38,200Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $94,500Other borrowed funds
  • $0Subordinated debt
  • $3,318All other liabilities
  • $62,236Total equity capital
  • $62,236Total bank equity capital
  • $62,236Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $64,137Undivided profits
  • Memoranda
  • $-5,901Noncurrent loans and leases
  • $85,880Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $19,731Earning assets
  • $0Long-term assets (5+ years)
  • $2,075Average Assets, year-to-date
  • $539,810Average Assets, quarterly
  • $0Volatile liabilities
  • $517,718Insider loans
  • $563,440FHLB advances
  • $214,589Loans and leases held for sale
  • $11,908Unused loan commitments
  • $94,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $85,880Total unused commitments
  • $5,566Restructured Loans and leases
  • $5,425Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $27,701Total interest income
  • $14,271Total interest expense
  • $13,430Net interest income
  • $19,330Provision for loan and lease losses
  • $57Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $57Additional noninterest income
  • $14,246Total noninterest expense
  • $7,249Salaries and employee benefits
  • $2,450Premises and equipment expense
  • $4,547Additional noninterest expense
  • -$20,089Pre-tax net operating income
  • $2,487Securities gains (losses)
  • -$7,015Applicable income taxes
  • -$10,587Income before extraordinary items
  • $0Extraordinary gains - net
  • -$10,587Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $17,907Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.66%Yield on earning assets
  • 2.91%Cost of funding earning assets
  • 2.74%Net interest margin
  • 0.01%Noninterest income to earning assets
  • 2.91%Noninterest expense to earning assets
  • -2.35%Net operating income to assets
  • -2.04%Return on assets (ROA)
  • -3.40%Pretax return on assets
  • -19.89%Return on equity (ROE)
  • -19.89%Retained earnings to average equity (YTD only)
  • 4.38%Net charge-offs to loans
  • 107.95%Credit loss provision to net charge-offs
  • -0.04%Efficiency ratio
  • 105,398Assets per employee
  • 7.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 38.34%Noncurrent assets plus other real estate owned to assets
  • 4.43%Noncurrent loans to loans
  • 4.55%Net loans and leases to deposits
  • 114.36%Net loans and leases to core deposits
  • 146.53%Equity capital to assets
  • 10.90%Core capital (leverage) ratio
  • 10.29%Tier 1 risk-based capital ratio
  • 13.36%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $517,718Average earning assets
  • $53,218Average equity
  • $489,663Average loans

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