FDIC Certificate #: 16185 Status: Active Federal Reserve ID: 472531 Date Established: January 01, 1930 WWW:http://www.samsonbanking.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 10389 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: May 26, 1944 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 2 West Main Street, Samson, AL 36477 County: Geneva Quarterly Banking Profile Region: Atlanta FDIC Geographic Region: Atlanta FDIC Supervisory Region: Atlanta FDIC Field Office: Montgomery Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast Combined Statistical Area (CSA): Dothan-Enterprise-Ozark, AL (#222) Core Based Statistical Area (CBSA): Dothan, AL (#20020) CBSA Metro Statistical Area: Dothan, AL (#20020)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $56.8 mil Equity capital: $8.6 mil Deposits held in domestic offices: $48.2 mil Return on assets (ROA): 1.12% ($0.6 mil) Quarterly return on assets: 1.00% ($0.6 mil) Return on Equity (ROE): 7.52% ($0.7 mil) Quarterly return on equity: 6.59% ($0.6 mil) Net income: $0.6 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.19% ($676.5 mil) Quarterly Pretax return on assets: 1.13% ($642.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
15Total employees (full-time equivalent)
$56,846Total assets
$5,322Cash and due from depository institutions
$0Interest-bearing balances
$31,798Securities
$0Federal funds sold & reverse repurchase agreements
$19,076Net loans & leases
$225Loan loss allowance
$0Trading account assets
$129Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$56,846Life insurance assets
$521All other assets
$48,260Total liabilities and capital
$48,188Total liabilities
$38,730Total deposits
$48,188Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$72Subordinated debt
$8,586All other liabilities
$8,586Total equity capital
$8,586Total bank equity capital
$0Perpetual preferred stock
$14Common stock
$367Surplus
$8,205Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$702Income earned, not collected on loans
$0Earning assets
$209Long-term assets (5+ years)
$50,874Average Assets, year-to-date
$8,469Average Assets, quarterly
$55,841Volatile liabilities
$56,049Insider loans
$22,632FHLB advances
$56,430Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,482Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,072Restructured Loans and leases
$64Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,936Total interest income
$347Total interest expense
$1,589Net interest income
$17Provision for loan and lease losses
$240Total noninterest income
$0Fiduciary activities
$208Service charges on deposit accounts
$0Trading account gains & fees
$32Additional noninterest income
$1,180Total noninterest expense
$599Salaries and employee benefits
$110Premises and equipment expense
$471Additional noninterest expense
$632Pre-tax net operating income
$31Securities gains (losses)
$37Applicable income taxes
$626Income before extraordinary items
$0Extraordinary gains - net
$626Net income attributable to bank
$0Net charge-offs
$626Cash dividends
$17Sale, conversion, retirement of capital stock, net
$260Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.74%Yield on earning assets
0.67%Cost of funding earning assets
3.07%Net interest margin
0.46%Noninterest income to earning assets
2.28%Noninterest expense to earning assets
1.07%Net operating income to assets
1.12%Return on assets (ROA)
1.19%Pretax return on assets
7.52%Return on equity (ROE)
4.39%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
38.18%Efficiency ratio
64,516Assets per employee
3.79%Cash dividends to net income (YTD only)
Condition Ratios (%)
41.53%Loss allowance to loans
1.17%Loss allowance to noncurrent loans
32.05%Noncurrent assets plus other real estate owned to assets
1.23%Noncurrent loans to loans
3.64%Net loans and leases to deposits
39.59%Net loans and leases to core deposits
39.96%Equity capital to assets
15.10%Core capital (leverage) ratio
15.03%Tier 1 risk-based capital ratio
37.48%Total risk-based capital ratio
Memoranda
$38Average assets
$55,841Average earning assets
$8,329Average equity
$51,780Average loans
List of branches
1 Alabama Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
10389
The Samson Banking Company, Inc.
2 West Main Street, Samson, AL 36477
January 01, 1930
Full Service Brick and Mortar
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