The Scott County Bank in Waldron, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 05, 2000

  • The Scott County Bank in Waldron, Arkansas (AR)
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The Scott County Bank - Overview

  • General
  • FDIC Certificate #: 23122
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chambers Bank (#5615)
    Federal Reserve ID: 841445
    Date Established: May 19, 1980
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 10273
    FDIC's unique #: 16197
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 19, 1980
    Last Structure Change Effective Date: September 05, 2000
    Last Structure Change Process Date: October 06, 2000
    Last Data Update: October 06, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Church Streets, Waldron, AR 72958
    County: Scott
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $88.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $79,620Total assets
  • $2,729Cash and due from depository institutions
  • $14Interest-bearing balances
  • $16,755Securities
  • $600Federal funds sold & reverse repurchase agreements
  • $56,152Net loans & leases
  • $804Loan loss allowance
  • $0Trading account assets
  • $2,202Bank premises and fixed assets
  • $132Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,050All other assets
  • $79,620Total liabilities and capital
  • $71,089Total liabilities
  • $70,795Total deposits
  • $65,283Interest-bearing deposits
  • $70,795Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $294All other liabilities
  • $8,531Total equity capital
  • $8,531Total bank equity capital
  • $8,531Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $1,100Undivided profits
  • Memoranda
  • $7,031Noncurrent loans and leases
  • $1,242Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $63Earning assets
  • $0Long-term assets (5+ years)
  • $637Average Assets, year-to-date
  • $73,521Average Assets, quarterly
  • $5,214Volatile liabilities
  • $79,701Insider loans
  • $79,273FHLB advances
  • $22,984Loans and leases held for sale
  • $278Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,242Total unused commitments
  • $0Restructured Loans and leases
  • $705Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,153Total interest income
  • $3,138Total interest expense
  • $3,015Net interest income
  • $148Provision for loan and lease losses
  • $440Total noninterest income
  • $0Fiduciary activities
  • $270Service charges on deposit accounts
  • $0Trading account gains & fees
  • $170Additional noninterest income
  • $2,004Total noninterest expense
  • $908Salaries and employee benefits
  • $387Premises and equipment expense
  • $709Additional noninterest expense
  • $1,303Pre-tax net operating income
  • $0Securities gains (losses)
  • $363Applicable income taxes
  • $940Income before extraordinary items
  • $0Extraordinary gains - net
  • $940Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$22Sale, conversion, retirement of capital stock, net
  • $1,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.27%Yield on earning assets
  • 4.22%Cost of funding earning assets
  • 4.05%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 2.69%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.63%Pretax return on assets
  • 11.30%Return on equity (ROE)
  • -0.72%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • -672.73%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,003Assets per employee
  • 2.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 106.38%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 1276.19%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.11%Net loans and leases to deposits
  • 79.32%Net loans and leases to core deposits
  • 117.45%Equity capital to assets
  • 10.71%Core capital (leverage) ratio
  • 10.88%Tier 1 risk-based capital ratio
  • 15.35%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $79,701Average earning assets
  • $8,316Average equity
  • $74,402Average loans

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