The Security Savings and Loan Association in Salina, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1993

  • The Security Savings and Loan Association in Salina, Kansas (KS)
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The Security Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 28431
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Security Savings Bank, F.S.B. (#30898)
    Federal Reserve ID: 345176
    Date Established: January 01, 1899
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1575
    FDIC's unique #: 41265
    Numeric code: 35
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 04, 1938
    Last Structure Change Effective Date: April 01, 1993
    Last Structure Change Process Date: May 04, 1993
    Last Data Update: May 04, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 317 South Sante Fe, Salina, KS 67402
    County: Saline
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Salina, KS (#41460)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $105.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $40Total assets
  • $108,871Cash and due from depository institutions
  • $2,169Interest-bearing balances
  • $496Securities
  • $23,162Federal funds sold & reverse repurchase agreements
  • $1,900Net loans & leases
  • $74,023Loan loss allowance
  • $1,242Trading account assets
  • $0Bank premises and fixed assets
  • $1,825Other real estate owned
  • $4,246Goodwill and other intangibles
  • $1,546Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $108,871Total liabilities
  • $105,041Total deposits
  • $102,264Interest-bearing deposits
  • $100,755Deposits held in domestic offices
  • 102264.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $750Subordinated debt
  • $0All other liabilities
  • $2,027Total equity capital
  • $2,027Total bank equity capital
  • $3,830Perpetual preferred stock
  • $0Common stock
  • $280Surplus
  • $857Undivided profits
  • Memoranda
  • $2,693Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,052Income earned, not collected on loans
  • $527Earning assets
  • $99,581Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $109,555Average Assets, quarterly
  • $108,822Volatile liabilities
  • $2,789Insider loans
  • $0FHLB advances
  • $750Loans and leases held for sale
  • $0Unused loan commitments
  • $1,421Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,830Total risk weighted assets
  • $61,978Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,821Total interest expense
  • $5,515Net interest income
  • $3,306Provision for loan and lease losses
  • $43Total noninterest income
  • $1,487Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,487Total noninterest expense
  • $2,640Salaries and employee benefits
  • $980Premises and equipment expense
  • $430Additional noninterest expense
  • $1,230Pre-tax net operating income
  • $2,110Securities gains (losses)
  • -$10Applicable income taxes
  • $497Income before extraordinary items
  • $1,603Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,603Net charge-offs
  • $1Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.85%Cost of funding earning assets
  • 5.54%Net interest margin
  • 3.32%Noninterest income to earning assets
  • 1.49%Noninterest expense to earning assets
  • 2.65%Net operating income to assets
  • 1.47%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 1.92%Return on equity (ROE)
  • 52.46%Retained earnings to average equity (YTD only)
  • 52.46%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 4300.00%Efficiency ratio
  • 55,080Assets per employee
  • 2.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 60.53%Noncurrent assets plus other real estate owned to assets
  • 5.76%Noncurrent loans to loans
  • 2.73%Net loans and leases to deposits
  • 72.38%Net loans and leases to core deposits
  • 73.86%Equity capital to assets
  • 3.52%Core capital (leverage) ratio
  • 3.52%Tier 1 risk-based capital ratio
  • 6.18%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $109,555Average earning assets
  • $3,055Average equity
  • $99,637Average loans

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