FDIC Certificate #: 9655 Status: Inactive Closing history: Consolidated - Without Assistance Acquiring institution:First National Bank (#14420) Federal Reserve ID: 1959 Date Established: November 01, 1929 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 6175 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 21, 2002 Last Structure Change Process Date: April 08, 2002 Last Data Update: April 08, 2002 Data Source Date: April 05, 2012
Location
Address: Main Street, Bird City, KS 67731 County: Cheyenne Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $17.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
6Total employees (full-time equivalent)
$16,958Total assets
$2,009Cash and due from depository institutions
$700Interest-bearing balances
$8,445Securities
$1,450Federal funds sold & reverse repurchase agreements
$4,782Net loans & leases
$179Loan loss allowance
$0Trading account assets
$4Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$268All other assets
$16,958Total liabilities and capital
$14,969Total liabilities
$14,806Total deposits
$10,613Interest-bearing deposits
$14,806Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$163All other liabilities
$1,989Total equity capital
$1,989Total bank equity capital
$1,989Perpetual preferred stock
$0Common stock
$75Surplus
$400Undivided profits
Memoranda
$1,514Noncurrent loans and leases
$747Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$285Earning assets
$0Long-term assets (5+ years)
$257Average Assets, year-to-date
$15,377Average Assets, quarterly
$404Volatile liabilities
$17,369Insider loans
$17,160FHLB advances
$627Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$747Total unused commitments
$0Restructured Loans and leases
$90Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$1,191Total interest income
$439Total interest expense
$752Net interest income
$250Provision for loan and lease losses
$33Total noninterest income
$0Fiduciary activities
$28Service charges on deposit accounts
$0Trading account gains & fees
$5Additional noninterest income
$489Total noninterest expense
$340Salaries and employee benefits
$31Premises and equipment expense
$118Additional noninterest expense
$46Pre-tax net operating income
$0Securities gains (losses)
$4Applicable income taxes
$42Income before extraordinary items
$0Extraordinary gains - net
$42Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$395Sale, conversion, retirement of capital stock, net
$1,575Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.32%Yield on earning assets
2.70%Cost of funding earning assets
4.62%Net interest margin
0.20%Noninterest income to earning assets
3.00%Noninterest expense to earning assets
0.24%Net operating income to assets
0.24%Return on assets (ROA)
0.26%Pretax return on assets
1.44%Return on equity (ROE)
-52.72%Retained earnings to average equity (YTD only)
6.64%Net charge-offs to loans
63.29%Credit loss provision to net charge-offs
0.75%Efficiency ratio
62,293Assets per employee
2.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
3750.00%Loss allowance to loans
3.61%Loss allowance to noncurrent loans
62.81%Noncurrent assets plus other real estate owned to assets
1.68%Noncurrent loans to loans
5.74%Net loans and leases to deposits
32.30%Net loans and leases to core deposits
33.73%Equity capital to assets
11.73%Core capital (leverage) ratio
10.96%Tier 1 risk-based capital ratio
26.69%Total risk-based capital ratio
Memoranda
$28Average assets
$17,369Average earning assets
$2,908Average equity
$16,274Average loans
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