FDIC Certificate #: 17228 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Citizens Bank of Kansas, National Association (#4707) Federal Reserve ID: 346454 Date Established: September 20, 1897 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Interstate: No) FDIC's unique #: 11255 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: May 30, 1953 Last Structure Change Effective Date: October 01, 1998 Last Structure Change Process Date: October 20, 1998 Last Data Update: October 20, 1998 Data Source Date: April 05, 2012
Location
Address: 104 West Main, Pretty Prairie, KS 67570 County: Reno Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Hutchinson, KS (#26740) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $11.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
8Total employees (full-time equivalent)
$12,095Total assets
$497Cash and due from depository institutions
$354Interest-bearing balances
$5,270Securities
$400Federal funds sold & reverse repurchase agreements
$5,663Net loans & leases
$270Loan loss allowance
$0Trading account assets
$44Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$221All other assets
$12,095Total liabilities and capital
$10,320Total liabilities
$10,266Total deposits
$8,376Interest-bearing deposits
$10,266Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$54All other liabilities
$1,775Total equity capital
$1,775Total bank equity capital
$1,775Perpetual preferred stock
$0Common stock
$100Surplus
$600Undivided profits
Memoranda
$1,075Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$174Earning assets
$94Long-term assets (5+ years)
$129Average Assets, year-to-date
$11,687Average Assets, quarterly
$277Volatile liabilities
$11,811Insider loans
$11,973FHLB advances
$1,105Loans and leases held for sale
$395Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,196Total unused commitments
$0Restructured Loans and leases
$6,836Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$857Total interest income
$329Total interest expense
$528Net interest income
$0Provision for loan and lease losses
$80Total noninterest income
$0Fiduciary activities
$70Service charges on deposit accounts
$0Trading account gains & fees
$10Additional noninterest income
$447Total noninterest expense
$275Salaries and employee benefits
$43Premises and equipment expense
$129Additional noninterest expense
$161Pre-tax net operating income
$0Securities gains (losses)
$53Applicable income taxes
$108Income before extraordinary items
$0Extraordinary gains - net
$108Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$1Sale, conversion, retirement of capital stock, net
$60Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.59%Yield on earning assets
2.91%Cost of funding earning assets
4.67%Net interest margin
0.71%Noninterest income to earning assets
3.96%Noninterest expense to earning assets
0.91%Net operating income to assets
0.91%Return on assets (ROA)
1.36%Pretax return on assets
6.16%Return on equity (ROE)
2.74%Retained earnings to average equity (YTD only)
-0.02%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
73,520Assets per employee
1.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
55.56%Loss allowance to loans
4.55%Loss allowance to noncurrent loans
155.17%Noncurrent assets plus other real estate owned to assets
1.44%Noncurrent loans to loans
2.93%Net loans and leases to deposits
55.16%Net loans and leases to core deposits
61.82%Equity capital to assets
14.68%Core capital (leverage) ratio
14.44%Tier 1 risk-based capital ratio
25.93%Total risk-based capital ratio
Memoranda
$27Average assets
$11,811Average earning assets
$1,754Average equity
$11,296Average loans
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