FDIC Certificate #: 17582 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Missouri Bank and Trust Company of Kansas City (#9387) Federal Reserve ID: 12254 Date Established: March 23, 1896 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Interstate: No) FDIC's unique #: 11554 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: April 12, 1956 Last Structure Change Effective Date: June 09, 2000 Last Structure Change Process Date: June 23, 2000 Last Data Update: June 23, 2000 Data Source Date: April 05, 2012
Location
Address: Main Street, Lancaster, KS 66041 County: Atchison Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Atchison, KS (#11860) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $7.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
3Total employees (full-time equivalent)
$7,933Total assets
$266Cash and due from depository institutions
$0Interest-bearing balances
$3,819Securities
$775Federal funds sold & reverse repurchase agreements
$2,777Net loans & leases
$31Loan loss allowance
$0Trading account assets
$194Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$102All other assets
$7,933Total liabilities and capital
$7,220Total liabilities
$7,126Total deposits
$6,417Interest-bearing deposits
$7,126Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$94All other liabilities
$713Total equity capital
$713Total bank equity capital
$713Perpetual preferred stock
$0Common stock
$100Surplus
$610Undivided profits
Memoranda
$3Noncurrent loans and leases
$226Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$37Average Assets, year-to-date
$7,371Average Assets, quarterly
$141Volatile liabilities
$7,632Insider loans
$7,733FHLB advances
$1,614Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$226Total unused commitments
$0Restructured Loans and leases
$31Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$31Total interest income
$13Total interest expense
$18Net interest income
$0Provision for loan and lease losses
$1Total noninterest income
$0Fiduciary activities
$1Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$10Total noninterest expense
$7Salaries and employee benefits
$0Premises and equipment expense
$3Additional noninterest expense
$9Pre-tax net operating income
$0Securities gains (losses)
$6Applicable income taxes
$3Income before extraordinary items
$0Extraordinary gains - net
$3Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
0.43%Yield on earning assets
0.18%Cost of funding earning assets
0.25%Net interest margin
0.01%Noninterest income to earning assets
0.14%Noninterest expense to earning assets
0.04%Net operating income to assets
0.04%Return on assets (ROA)
0.12%Pretax return on assets
0.48%Return on equity (ROE)
0.48%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
52,632Assets per employee
2.64%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.10%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
38.97%Net loans and leases to core deposits
50.38%Equity capital to assets
8.99%Core capital (leverage) ratio
9.20%Tier 1 risk-based capital ratio
21.69%Total risk-based capital ratio
Memoranda
$23Average assets
$7,632Average earning assets
$629Average equity
$7,207Average loans
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