FDIC Certificate #: 8110 Status: Active Federal Reserve ID: 418856 Bank Holding Company (Regulatory Top Holder): Dunmire Agency, Inc., The (RSSDID: 1051063, Location: Overland Park, KS) Date Established: May 17, 1927 WWW:http://www.sbsh-ks.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 5162 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 201 South Webster Street, Spring Hill, KS 66083 County: Johnson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760) Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $38.4 mil Equity capital: $5.4 mil Deposits held in domestic offices: $32.6 mil Return on assets (ROA): 0.17% ($0.1 mil) Quarterly return on assets: -0.14% (-$0.1 mil) Return on Equity (ROE): 1.27% ($0.1 mil) Quarterly return on equity: -1.03% (-$0.1 mil) Net income: $0.1 mil Quarterly Net income: -$0.0 mil Pretax return on assets: 0.13% ($49.9 mil) Quarterly Pretax return on assets: -0.26% (-$99.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
12Total employees (full-time equivalent)
$38,397Total assets
$1,197Cash and due from depository institutions
$492Interest-bearing balances
$25,775Securities
$0Federal funds sold & reverse repurchase agreements
$10,565Net loans & leases
$252Loan loss allowance
$0Trading account assets
$123Bank premises and fixed assets
$398Other real estate owned
$0Goodwill and other intangibles
$38,397Life insurance assets
$339All other assets
$33,003Total liabilities and capital
$32,565Total liabilities
$26,361Total deposits
$32,565Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$350Trading liabilities
$0Other borrowed funds
$88Subordinated debt
$5,394All other liabilities
$5,394Total equity capital
$5,394Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$400Surplus
$4,894Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$699Income earned, not collected on loans
$0Earning assets
$225Long-term assets (5+ years)
$36,832Average Assets, year-to-date
$7,518Average Assets, quarterly
$40,254Volatile liabilities
$38,778Insider loans
$38,643FHLB advances
$40,002Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,387Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,250Restructured Loans and leases
$10Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,176Total interest income
$207Total interest expense
$969Net interest income
$36Provision for loan and lease losses
$145Total noninterest income
$0Fiduciary activities
$100Service charges on deposit accounts
$0Trading account gains & fees
$45Additional noninterest income
$1,033Total noninterest expense
$575Salaries and employee benefits
$104Premises and equipment expense
$354Additional noninterest expense
$45Pre-tax net operating income
$6Securities gains (losses)
-$18Applicable income taxes
$69Income before extraordinary items
$0Extraordinary gains - net
$69Net income attributable to bank
$0Net charge-offs
$69Cash dividends
$41Sale, conversion, retirement of capital stock, net
$75Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.05%Yield on earning assets
0.54%Cost of funding earning assets
2.52%Net interest margin
0.38%Noninterest income to earning assets
2.68%Noninterest expense to earning assets
0.16%Net operating income to assets
0.17%Return on assets (ROA)
0.13%Pretax return on assets
1.27%Return on equity (ROE)
-0.11%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
87.80%Credit loss provision to net charge-offs
1.98%Efficiency ratio
92,729Assets per employee
3.20%Cash dividends to net income (YTD only)
Condition Ratios (%)
108.70%Loss allowance to loans
2.33%Loss allowance to noncurrent loans
36.05%Noncurrent assets plus other real estate owned to assets
2.86%Noncurrent loans to loans
6.46%Net loans and leases to deposits
32.44%Net loans and leases to core deposits
33.18%Equity capital to assets
14.05%Core capital (leverage) ratio
13.47%Tier 1 risk-based capital ratio
13.94%Total risk-based capital ratio
Memoranda
$15Average assets
$40,254Average earning assets
$5,426Average equity
$38,508Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
5162
The State Bank Of Spring Hill
201 South Webster Street, Spring Hill, KS 66083
May 17, 1927
Full Service Brick and Mortar
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