FDIC Certificate #: 3124 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Security Bank National Association (#26422) Federal Reserve ID: 120757 Date Established: January 01, 1907 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) FDIC's unique #: 1998 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: December 04, 2000 Last Structure Change Process Date: January 24, 2001 Last Data Update: January 24, 2001 Data Source Date: April 05, 2012
Location
Address: 2312 Main Street, Caddo Mills, TX 75135 County: Hunt Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $37.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
22Total employees (full-time equivalent)
$34,923Total assets
$2,798Cash and due from depository institutions
$0Interest-bearing balances
$6,095Securities
$1,410Federal funds sold & reverse repurchase agreements
$23,793Net loans & leases
$365Loan loss allowance
$0Trading account assets
$281Bank premises and fixed assets
$135Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$411All other assets
$34,923Total liabilities and capital
$32,860Total liabilities
$32,730Total deposits
$23,619Interest-bearing deposits
$32,730Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$130All other liabilities
$2,063Total equity capital
$2,063Total bank equity capital
$2,063Perpetual preferred stock
$0Common stock
$165Surplus
$165Undivided profits
Memoranda
$1,733Noncurrent loans and leases
$7,891Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$249Earning assets
$106Long-term assets (5+ years)
$245Average Assets, year-to-date
$31,298Average Assets, quarterly
$682Volatile liabilities
$33,944Insider loans
$34,628FHLB advances
$3,554Loans and leases held for sale
$1,561Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,891Total unused commitments
$2Restructured Loans and leases
$277Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$3,048Total interest income
$929Total interest expense
$2,119Net interest income
$91Provision for loan and lease losses
$557Total noninterest income
$0Fiduciary activities
$307Service charges on deposit accounts
$0Trading account gains & fees
$250Additional noninterest income
$1,814Total noninterest expense
$1,040Salaries and employee benefits
$266Premises and equipment expense
$508Additional noninterest expense
$771Pre-tax net operating income
$0Securities gains (losses)
$260Applicable income taxes
$511Income before extraordinary items
$0Extraordinary gains - net
$511Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$87Sale, conversion, retirement of capital stock, net
$37Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.81%Yield on earning assets
2.99%Cost of funding earning assets
6.82%Net interest margin
1.79%Noninterest income to earning assets
5.84%Noninterest expense to earning assets
1.51%Net operating income to assets
1.51%Return on assets (ROA)
2.27%Pretax return on assets
27.29%Return on equity (ROE)
25.31%Retained earnings to average equity (YTD only)
0.38%Net charge-offs to loans
104.60%Credit loss provision to net charge-offs
9.91%Efficiency ratio
67,788Assets per employee
1.59%Cash dividends to net income (YTD only)
Condition Ratios (%)
7.24%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
146.59%Noncurrent assets plus other real estate owned to assets
1.10%Noncurrent loans to loans
1.03%Net loans and leases to deposits
72.69%Net loans and leases to core deposits
81.55%Equity capital to assets
5.91%Core capital (leverage) ratio
6.22%Tier 1 risk-based capital ratio
9.85%Total risk-based capital ratio
Memoranda
$11Average assets
$33,944Average earning assets
$1,873Average equity
$31,057Average loans
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