The Tilden Bank in Tilden, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Tilden Bank - Overview

  • General
  • FDIC Certificate #: 15774
    Status: Active
    Federal Reserve ID: 389059
    Bank Holding Company (Regulatory Top Holder): Tilden Bancshares, Inc. (RSSDID: 2249371, Location: Tilden, NE)
    Date Established: July 23, 1887
    WWW: http://www.tildenbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 10021
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 12, 2009
    Last Structure Change Process Date: September 10, 2009
    Last Data Update: September 10, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 E. 2nd Street, Tilden, NE 68781
    County: Madison
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Norfolk, NE (#35740)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Change in Location
  • Financial Summary
  • Total assets: $76.8 mil
    Equity capital: $6.3 mil
    Deposits held in domestic offices: $66.9 mil
    Return on assets (ROA): 1.18% ($0.9 mil)
    Quarterly return on assets: 1.07% ($0.8 mil)
    Return on Equity (ROE): 14.37% ($0.9 mil)
    Quarterly return on equity: 13.29% ($0.8 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.80% ($1,383.2 mil)
    Quarterly Pretax return on assets: 1.63% ($1,252.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $76,846Total assets
  • $2,967Cash and due from depository institutions
  • $44Interest-bearing balances
  • $4,828Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $65,063Net loans & leases
  • $877Loan loss allowance
  • $0Trading account assets
  • $1,044Bank premises and fixed assets
  • $225Other real estate owned
  • $149Goodwill and other intangibles
  • $76,846Life insurance assets
  • $2,570All other assets
  • $70,499Total liabilities and capital
  • $66,943Total liabilities
  • $54,146Total deposits
  • $66,943Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,600Trading liabilities
  • $0Other borrowed funds
  • $956Subordinated debt
  • $6,347All other liabilities
  • $6,347Total equity capital
  • $6,347Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $4,359Surplus
  • $1,588Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $848Income earned, not collected on loans
  • $0Earning assets
  • $986Long-term assets (5+ years)
  • $69,935Average Assets, year-to-date
  • $10,700Average Assets, quarterly
  • $72,500Volatile liabilities
  • $77,684Insider loans
  • $67,164FHLB advances
  • $76,233Loans and leases held for sale
  • $361Unused loan commitments
  • $361Tier 1 (core) risk-based capital
  • $6,033Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,862Restructured Loans and leases
  • $1,258Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,112Total interest income
  • $690Total interest expense
  • $3,422Net interest income
  • $460Provision for loan and lease losses
  • $420Total noninterest income
  • $0Fiduciary activities
  • $119Service charges on deposit accounts
  • $0Trading account gains & fees
  • $301Additional noninterest income
  • $2,076Total noninterest expense
  • $1,106Salaries and employee benefits
  • $174Premises and equipment expense
  • $796Additional noninterest expense
  • $1,306Pre-tax net operating income
  • $0Securities gains (losses)
  • $448Applicable income taxes
  • $858Income before extraordinary items
  • $0Extraordinary gains - net
  • $858Net income attributable to bank
  • $0Net charge-offs
  • $858Cash dividends
  • $131Sale, conversion, retirement of capital stock, net
  • $314Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.18%Yield on earning assets
  • 1.04%Cost of funding earning assets
  • 5.14%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.80%Pretax return on assets
  • 14.37%Return on equity (ROE)
  • 9.11%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 351.15%Credit loss provision to net charge-offs
  • 13.48%Efficiency ratio
  • 54,034Assets per employee
  • 3.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.60%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 103.42%Noncurrent assets plus other real estate owned to assets
  • 1.40%Noncurrent loans to loans
  • 1.29%Net loans and leases to deposits
  • 97.19%Net loans and leases to core deposits
  • 97.59%Equity capital to assets
  • 8.26%Core capital (leverage) ratio
  • 7.91%Tier 1 risk-based capital ratio
  • 8.98%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $72,500Average earning assets
  • $5,970Average equity
  • $66,553Average loans

List of branches

  • 3 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010021The Tilden Bank100 E. 2nd Street, Tilden, NE 68781July 23, 1887Full Service Brick and Mortar
    1478568The Tilden Bank BranchPo Box 260, Creighton, NE 68729October 27, 2003Full Service Brick and Mortar
    25322Citizens State Bank Branch522 Main Street, Clearwater, NE 68726January 01, 1933Full Service Brick and Mortar

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