The Yardville National Bank in Yardville, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 07, 2008

  • The Yardville National Bank in Yardville, New Jersey (NJ)
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The Yardville National Bank - Overview

  • General
  • FDIC Certificate #: 6515
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: PNC Bank, National Association (#6384)
    Federal Reserve ID: 156916
    Date Established: January 05, 1925
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 35 (Interstate: No)
    OTS Docket #: 12001
    FDIC's unique #: 4356
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 07, 2008
    Last Structure Change Process Date: March 27, 2008
    Last Data Update: March 27, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 4556 South Broad Street, Yardville, NJ 8620
    County: Mercer
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Trenton, NJ (#8480)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): Trenton-Ewing, NJ (#45940)
    CBSA Metro Statistical Area: Trenton-Ewing, NJ (#45940)
  • Financial Summary
  • Total assets: $2,756.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 392Total employees (full-time equivalent)
  • $2,756,586Total assets
  • $40,104Cash and due from depository institutions
  • $6,265Interest-bearing balances
  • $243,127Securities
  • $265,300Federal funds sold & reverse repurchase agreements
  • $1,751,137Net loans & leases
  • $59,227Loan loss allowance
  • $0Trading account assets
  • $16,315Bank premises and fixed assets
  • $0Other real estate owned
  • $299,808Goodwill and other intangibles
  • $51,506Life insurance assets
  • $140,795All other assets
  • $2,756,586Total liabilities and capital
  • $2,319,832Total liabilities
  • $1,924,909Total deposits
  • $1,719,721Interest-bearing deposits
  • $1,924,909Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $10,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $229,493Other borrowed funds
  • $60,000Subordinated debt
  • $95,430All other liabilities
  • $436,754Total equity capital
  • $436,754Total bank equity capital
  • $436,754Perpetual preferred stock
  • $0Common stock
  • $2,205Surplus
  • $460,294Undivided profits
  • Memoranda
  • $-25,745Noncurrent loans and leases
  • $419,444Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $36,378Earning assets
  • $0Long-term assets (5+ years)
  • $12,341Average Assets, year-to-date
  • $2,265,829Average Assets, quarterly
  • $541,172Volatile liabilities
  • $2,632,025Insider loans
  • $2,668,761FHLB advances
  • $257,838Loans and leases held for sale
  • $385Unused loan commitments
  • $228,820Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $336Total risk weighted assets
  • $419,444Total unused commitments
  • $0Restructured Loans and leases
  • $85,831Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $28,602Total interest income
  • $14,990Total interest expense
  • $13,612Net interest income
  • $44,353Provision for loan and lease losses
  • $1,548Total noninterest income
  • $0Fiduciary activities
  • $487Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,061Additional noninterest income
  • $12,543Total noninterest expense
  • $8,102Salaries and employee benefits
  • $1,864Premises and equipment expense
  • $2,577Additional noninterest expense
  • -$41,736Pre-tax net operating income
  • -$216Securities gains (losses)
  • -$15,248Applicable income taxes
  • -$26,704Income before extraordinary items
  • $0Extraordinary gains - net
  • -$26,704Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $85Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.19%Yield on earning assets
  • 0.62%Cost of funding earning assets
  • 0.57%Net interest margin
  • 0.06%Noninterest income to earning assets
  • 0.52%Noninterest expense to earning assets
  • -1.01%Net operating income to assets
  • -1.01%Return on assets (ROA)
  • -1.59%Pretax return on assets
  • -10.03%Return on equity (ROE)
  • -10.03%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 52180.00%Credit loss provision to net charge-offs
  • 30.79%Efficiency ratio
  • 82,625Assets per employee
  • 7.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.27%Loss allowance to noncurrent loans
  • 162.81%Noncurrent assets plus other real estate owned to assets
  • 1.32%Noncurrent loans to loans
  • 2.01%Net loans and leases to deposits
  • 90.97%Net loans and leases to core deposits
  • 104.05%Equity capital to assets
  • 15.84%Core capital (leverage) ratio
  • 6.13%Tier 1 risk-based capital ratio
  • 7.23%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $2,632,025Average earning assets
  • $266,118Average equity
  • $2,409,086Average loans

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