Third National Bank and Trust Company of Scranton in Scranton, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 18, 1994

  • Third National Bank and Trust Company of Scranton in Scranton, Pennsylvania (PA)
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Third National Bank and Trust Company of Scranton - Overview

  • General
  • FDIC Certificate #: 7741
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Corestates Bank, National Association (#719)
    Federal Reserve ID: 463810
    Date Established: April 15, 1872
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 4995
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 18, 1994
    Last Structure Change Process Date: November 29, 1994
    Last Data Update: November 29, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 130 Wyoming Avenue, Scranton, PA 18501
    County: Lackawanna
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
    Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
    CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
  • Financial Summary
  • Total assets: $427.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $178Total assets
  • $450,046Cash and due from depository institutions
  • $28,875Interest-bearing balances
  • $6,005Securities
  • $97,774Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $313,924Loan loss allowance
  • $3,718Trading account assets
  • $0Bank premises and fixed assets
  • $3,735Other real estate owned
  • $455Goodwill and other intangibles
  • $5,283Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $450,046Total liabilities
  • $413,724Total deposits
  • $376,425Interest-bearing deposits
  • $326,388Deposits held in domestic offices
  • 376425.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $24,266Trading liabilities
  • $0Other borrowed funds
  • $2,129Subordinated debt
  • $0All other liabilities
  • $10,904Total equity capital
  • $10,904Total bank equity capital
  • $36,322Perpetual preferred stock
  • $0Common stock
  • $3,875Surplus
  • $6,032Undivided profits
  • Memoranda
  • $26,415Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,670Income earned, not collected on loans
  • $1,620Earning assets
  • $417,703Long-term assets (5+ years)
  • $115,495Average Assets, year-to-date
  • $434,980Average Assets, quarterly
  • $432,616Volatile liabilities
  • $37,917Insider loans
  • $4,507FHLB advances
  • $0Loans and leases held for sale
  • $2,260Unused loan commitments
  • $56,246Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $35,997Total risk weighted assets
  • $362,287Total unused commitments
  • $0Restructured Loans and leases
  • $57,500Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $29,967Total interest expense
  • $11,451Net interest income
  • $18,516Provision for loan and lease losses
  • $694Total noninterest income
  • $3,728Fiduciary activities
  • $1,851Service charges on deposit accounts
  • $935Trading account gains & fees
  • $0Additional noninterest income
  • $942Total noninterest expense
  • $13,525Salaries and employee benefits
  • $4,784Premises and equipment expense
  • $1,441Additional noninterest expense
  • $7,300Pre-tax net operating income
  • $8,025Securities gains (losses)
  • $855Applicable income taxes
  • $2,938Income before extraordinary items
  • $5,942Extraordinary gains - net
  • $0Net income attributable to bank
  • $5,942Net charge-offs
  • $434Cash dividends
  • $10,416Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.43%Cost of funding earning assets
  • 2.84%Net interest margin
  • 4.59%Noninterest income to earning assets
  • 0.92%Noninterest expense to earning assets
  • 3.35%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.37%Pretax return on assets
  • 2.04%Return on equity (ROE)
  • 16.41%Retained earnings to average equity (YTD only)
  • -12.35%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 159.91%Efficiency ratio
  • 60,803Assets per employee
  • 2.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 175.29%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 139.25%Noncurrent assets plus other real estate owned to assets
  • 0.69%Noncurrent loans to loans
  • 0.84%Net loans and leases to deposits
  • 83.40%Net loans and leases to core deposits
  • 86.03%Equity capital to assets
  • 8.07%Core capital (leverage) ratio
  • 8.45%Tier 1 risk-based capital ratio
  • 9.94%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $434,980Average earning assets
  • $36,217Average equity
  • $403,211Average loans

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