Timberland Bank in city_name, state_name - Detailed Financial Reports, Location

Timberland Bank in El Dorado, Arkansas (AR)
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Timberland Bank - Overview

General
FDIC Certificate #: 57024
Status: Inactive
Closing history: Absorption - Without Assistance
Acquiring institution: Southern Bancorp Bank (#1528)
Federal Reserve ID: 2928733
Date Established: August 25, 2000
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 294978
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: August 25, 2000
Last Structure Change Effective Date: June 26, 2009
Last Structure Change Process Date: June 30, 2009
Last Data Update: June 30, 2009
Data Source Date: April 05, 2012
Location
Address: 2421 North West Avenue, El Dorado, AR 71730
County: Union
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): El Dorado, AR (#20980)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $134.6 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

Dollar figures in thousands
42Total employees (full-time equivalent)
$139,402Total assets
$2,303Cash and due from depository institutions
$1,009Interest-bearing balances
$18,702Securities
$10,405Federal funds sold & reverse repurchase agreements
$101,524Net loans & leases
$2,066Loan loss allowance
$0Trading account assets
$1,145Bank premises and fixed assets
$350Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,973All other assets
$139,402Total liabilities and capital
$126,998Total liabilities
$105,618Total deposits
$95,526Interest-bearing deposits
$105,618Deposits held in domestic offices
0.00%% insured (estimated)
$590Federal funds purchased & repurchase agreements
$0Trading liabilities
$20,202Other borrowed funds
$0Subordinated debt
$588All other liabilities
$12,404Total equity capital
$12,404Total bank equity capital
$12,404Perpetual preferred stock
$0Common stock
$19Surplus
$11,165Undivided profits
Memoranda
$1,220Noncurrent loans and leases
$5,864Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$6,195Earning assets
$0Long-term assets (5+ years)
$759Average Assets, year-to-date
$131,640Average Assets, quarterly
$34,363Volatile liabilities
$159,341Insider loans
$146,871FHLB advances
$44,506Loans and leases held for sale
$2,782Unused loan commitments
$20,202Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,864Total unused commitments
$0Restructured Loans and leases
$1,254Derivatives

Income and Expense (December 31, 2008)

Dollar figures in thousands
$10,077Total interest income
$4,860Total interest expense
$5,217Net interest income
$5,903Provision for loan and lease losses
$89Total noninterest income
$0Fiduciary activities
$420Service charges on deposit accounts
$0Trading account gains & fees
-$331Additional noninterest income
$4,302Total noninterest expense
$1,990Salaries and employee benefits
$509Premises and equipment expense
$1,803Additional noninterest expense
-$4,899Pre-tax net operating income
$0Securities gains (losses)
-$1,918Applicable income taxes
-$2,981Income before extraordinary items
$0Extraordinary gains - net
-$2,981Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$5,643Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2008)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.69%Yield on earning assets
3.23%Cost of funding earning assets
3.46%Net interest margin
0.06%Noninterest income to earning assets
2.86%Noninterest expense to earning assets
-1.87%Net operating income to assets
-1.87%Return on assets (ROA)
-3.07%Pretax return on assets
-22.61%Return on equity (ROE)
-22.61%Retained earnings to average equity (YTD only)
4.47%Net charge-offs to loans
104.61%Credit loss provision to net charge-offs
0.18%Efficiency ratio
81,078Assets per employee
3.32%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.99%Loss allowance to noncurrent loans
33.35%Noncurrent assets plus other real estate owned to assets
4.70%Noncurrent loans to loans
5.98%Net loans and leases to deposits
96.12%Net loans and leases to core deposits
157.83%Equity capital to assets
8.90%Core capital (leverage) ratio
7.85%Tier 1 risk-based capital ratio
11.39%Total risk-based capital ratio
Memoranda
$13Average assets
$159,341Average earning assets
$13,185Average equity
$150,579Average loans

Timberland Bank in El Dorado, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Timberland Bank - Overview

Assets and Liabilities (December 31, 2008)

Income and Expense (December 31, 2008)

Performance and Condition Ratios (December 31, 2008)

Comment about this bank, ask questions, or add new information about it:

Timberland Bank in El Dorado, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Timberland Bank - Overview

Assets and Liabilities (December 31, 2008)

Income and Expense (December 31, 2008)

Performance and Condition Ratios (December 31, 2008)

Comment about this bank, ask questions, or add new information about it:

Timberland Bank in El Dorado, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches