Traders State Bank of Poplar Montana in Poplar, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 29, 1998

Traders State Bank of Poplar Montana in Poplar, Montana (MT)
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Traders State Bank of Poplar Montana - Overview

General
FDIC Certificate #: 11014
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Independence Bank (#20989)
Federal Reserve ID: 622457
Date Established: January 01, 1909
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 7061
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 29, 1998
Last Structure Change Process Date: July 09, 1998
Last Data Update: July 09, 1998
Data Source Date: April 05, 2012
Location
Address: 214 Second Avenue, Poplar, MT 59255
County: Roosevelt
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $30.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
12Total employees (full-time equivalent)
$25,355Total assets
$2,215Cash and due from depository institutions
$799Interest-bearing balances
$9,299Securities
$2,310Federal funds sold & reverse repurchase agreements
$10,455Net loans & leases
$185Loan loss allowance
$0Trading account assets
$635Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$441All other assets
$25,355Total liabilities and capital
$23,329Total liabilities
$22,490Total deposits
$18,046Interest-bearing deposits
$22,490Deposits held in domestic offices
0.00%% insured (estimated)
$502Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$337All other liabilities
$2,026Total equity capital
$2,026Total bank equity capital
$2,026Perpetual preferred stock
$0Common stock
$300Surplus
$1,500Undivided profits
Memoranda
$226Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$103Earning assets
$0Long-term assets (5+ years)
$277Average Assets, year-to-date
$22,863Average Assets, quarterly
$1,934Volatile liabilities
$26,529Insider loans
$26,245FHLB advances
$6,124Loans and leases held for sale
$51Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,231Total unused commitments
$0Restructured Loans and leases
$14,559Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$1,743Total interest income
$780Total interest expense
$963Net interest income
$11Provision for loan and lease losses
$211Total noninterest income
$0Fiduciary activities
$119Service charges on deposit accounts
$0Trading account gains & fees
$92Additional noninterest income
$783Total noninterest expense
$334Salaries and employee benefits
$108Premises and equipment expense
$341Additional noninterest expense
$380Pre-tax net operating income
$0Securities gains (losses)
$112Applicable income taxes
$268Income before extraordinary items
$0Extraordinary gains - net
$268Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$10Sale, conversion, retirement of capital stock, net
$245Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.39%Yield on earning assets
3.31%Cost of funding earning assets
4.08%Net interest margin
0.89%Noninterest income to earning assets
3.32%Noninterest expense to earning assets
1.01%Net operating income to assets
1.01%Return on assets (ROA)
1.43%Pretax return on assets
13.14%Return on equity (ROE)
1.13%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
110.00%Credit loss provision to net charge-offs
39.10%Efficiency ratio
66,695Assets per employee
2.11%Cash dividends to net income (YTD only)
Condition Ratios (%)
91.42%Loss allowance to loans
1.74%Loss allowance to noncurrent loans
179.61%Noncurrent assets plus other real estate owned to assets
0.41%Noncurrent loans to loans
0.97%Net loans and leases to deposits
46.49%Net loans and leases to core deposits
61.98%Equity capital to assets
7.99%Core capital (leverage) ratio
7.63%Tier 1 risk-based capital ratio
13.87%Total risk-based capital ratio
Memoranda
$15Average assets
$26,529Average earning assets
$2,039Average equity
$23,598Average loans

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