Treasure Coast Bank, A Federal Savings Bank in Stuart, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 01, 1996

  • Treasure Coast Bank, A Federal Savings Bank in Stuart, Florida (FL)
  • Show street view No street view available for this location

Treasure Coast Bank, A Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 32555
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Harbor Federal Savings Bank (#29307)
    Federal Reserve ID: 148779
    Date Established: September 14, 1987
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8437
    FDIC's unique #: 45389
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 14, 1987
    Last Structure Change Effective Date: June 01, 1996
    Last Structure Change Process Date: June 13, 1996
    Last Data Update: June 13, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 789 South Federal Highway, Royal Palm Financial Center Ii, Stuart, FL 34994
    County: Martin
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Fort Pierce-Port St. Lucie, FL (#2710)
    Combined Statistical Area (CSA): Port St. Lucie-Sebastian-Vero Beach, FL (#442)
    Core Based Statistical Area (CBSA): Port St. Lucie, FL (#38940)
    CBSA Metro Statistical Area: Port St. Lucie, FL (#38940)
  • Financial Summary
  • Total assets: $76.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $22Total assets
  • $76,956Cash and due from depository institutions
  • $4,282Interest-bearing balances
  • $2,249Securities
  • $10,033Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $59,697Loan loss allowance
  • $338Trading account assets
  • $0Bank premises and fixed assets
  • $1,680Other real estate owned
  • $116Goodwill and other intangibles
  • $1,148Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $76,956Total liabilities
  • $72,372Total deposits
  • $70,897Interest-bearing deposits
  • $66,030Deposits held in domestic offices
  • 70897.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,000Subordinated debt
  • $0All other liabilities
  • $475Total equity capital
  • $475Total bank equity capital
  • $4,584Perpetual preferred stock
  • $0Common stock
  • $2,719Surplus
  • $783Undivided profits
  • Memoranda
  • $1,082Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $343Income earned, not collected on loans
  • $365Earning assets
  • $71,979Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $77,015Average Assets, quarterly
  • $76,844Volatile liabilities
  • $10,080Insider loans
  • $611FHLB advances
  • $1,000Loans and leases held for sale
  • $0Unused loan commitments
  • $2,923Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,568Total risk weighted assets
  • $40,878Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,565Total interest expense
  • $3,459Net interest income
  • $2,106Provision for loan and lease losses
  • $76Total noninterest income
  • $301Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $301Total noninterest expense
  • $1,922Salaries and employee benefits
  • $846Premises and equipment expense
  • $401Additional noninterest expense
  • $675Pre-tax net operating income
  • $409Securities gains (losses)
  • $0Applicable income taxes
  • $155Income before extraordinary items
  • $254Extraordinary gains - net
  • $0Net income attributable to bank
  • $254Net charge-offs
  • $28Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.70%Cost of funding earning assets
  • 4.79%Net interest margin
  • 2.92%Noninterest income to earning assets
  • 0.42%Noninterest expense to earning assets
  • 2.66%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.33%Pretax return on assets
  • 0.53%Return on equity (ROE)
  • 5.74%Retained earnings to average equity (YTD only)
  • 5.74%Net charge-offs to loans
  • 0.05%Credit loss provision to net charge-offs
  • 271.43%Efficiency ratio
  • 79,850Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.56%Loss allowance to noncurrent loans
  • 98.54%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 84.20%Net loans and leases to core deposits
  • 96.57%Equity capital to assets
  • 5.96%Core capital (leverage) ratio
  • 5.94%Tier 1 risk-based capital ratio
  • 11.17%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $77,015Average earning assets
  • $4,428Average equity
  • $72,226Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Treasure Coast Bank, A Federal Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents