Tri-Valley Bank in city_name, state_name - Detailed Financial Reports, Location

Tri-Valley Bank in Randolph, Iowa (IA)
Show street view No street view available for this location

Tri-Valley Bank routing number info

Tri-Valley Bank - Overview

General
FDIC Certificate #: 12417
Status: Active
Federal Reserve ID: 404943
Date Established: January 01, 1917
WWW: http://www.tri-valleycenters.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 7901
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 01, 2007
Last Structure Change Process Date: May 03, 2007
Last Data Update: May 03, 2007
Data Source Date: April 05, 2012
Location
Address: 104 Main Street, Randolph, IA 51649
County: Fremont
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Name Change
Financial Summary
Total assets: $71.6 mil
Equity capital: $6.5 mil
Deposits held in domestic offices: $57.5 mil
Return on assets (ROA): 0.76% ($0.5 mil)
Quarterly return on assets: 0.87% ($0.6 mil)
Return on Equity (ROE): 8.05% ($0.6 mil)
Quarterly return on equity: 9.23% ($0.6 mil)
Net income: $0.5 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.17% ($837.4 mil)
Quarterly Pretax return on assets: 1.26% ($901.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
19Total employees (full-time equivalent)
$71,570Total assets
$2,513Cash and due from depository institutions
$1,159Interest-bearing balances
$32,859Securities
$0Federal funds sold & reverse repurchase agreements
$33,951Net loans & leases
$378Loan loss allowance
$0Trading account assets
$548Bank premises and fixed assets
$380Other real estate owned
$0Goodwill and other intangibles
$71,570Life insurance assets
$1,319All other assets
$65,068Total liabilities and capital
$57,469Total liabilities
$46,062Total deposits
$57,469Interest-bearing deposits
$88Deposits held in domestic offices
4090.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,091Trading liabilities
$0Other borrowed funds
$418Subordinated debt
$6,502All other liabilities
$6,502Total equity capital
$6,502Total bank equity capital
$0Perpetual preferred stock
$120Common stock
$880Surplus
$5,502Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$886Income earned, not collected on loans
$0Earning assets
$680Long-term assets (5+ years)
$67,969Average Assets, year-to-date
$31,412Average Assets, quarterly
$66,984Volatile liabilities
$69,119Insider loans
$41,034FHLB advances
$68,277Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,377Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,348Restructured Loans and leases
$940Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,013Total interest income
$589Total interest expense
$2,424Net interest income
$305Provision for loan and lease losses
$62Total noninterest income
$0Fiduciary activities
$61Service charges on deposit accounts
$0Trading account gains & fees
$1Additional noninterest income
$2,084Total noninterest expense
$1,073Salaries and employee benefits
$155Premises and equipment expense
$856Additional noninterest expense
$97Pre-tax net operating income
$685Securities gains (losses)
$276Applicable income taxes
$506Income before extraordinary items
$0Extraordinary gains - net
$506Net income attributable to bank
$0Net charge-offs
$506Cash dividends
$305Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.74%Yield on earning assets
0.93%Cost of funding earning assets
3.82%Net interest margin
0.10%Noninterest income to earning assets
3.28%Noninterest expense to earning assets
0.09%Net operating income to assets
0.76%Return on assets (ROA)
1.17%Pretax return on assets
8.05%Return on equity (ROE)
8.05%Retained earnings to average equity (YTD only)
0.88%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
1.32%Efficiency ratio
83,829Assets per employee
3.77%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.10%Loss allowance to noncurrent loans
42.66%Noncurrent assets plus other real estate owned to assets
1.77%Noncurrent loans to loans
2.58%Net loans and leases to deposits
59.08%Net loans and leases to core deposits
69.36%Equity capital to assets
9.08%Core capital (leverage) ratio
9.34%Tier 1 risk-based capital ratio
15.54%Total risk-based capital ratio
Memoranda
$16Average assets
$66,984Average earning assets
$6,285Average equity
$63,530Average loans

List of branches

2 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	7901	Tri-Valley Bank	104 Main Street, Randolph, IA 51649	January 01, 1917	Full Service Brick and Mortar
1	438833	Essex Banking Center	523 Iowa Street, Essex, IA 51638	October 03, 2003	Full Service Brick and Mortar

Tri-Valley Bank in Randolph, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Tri-Valley Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Tri-Valley Bank in Randolph, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Tri-Valley Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Tri-Valley Bank in Randolph, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches