FDIC Certificate #: 18109 Status: Active Federal Reserve ID: 196752 Bank Holding Company (Regulatory Top Holder): Astra Financial Corporation (RSSDID: 2723862, Location: Prairie Village, KS) Date Established: March 13, 1909 WWW:http://www.tricentury.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 12031 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: November 16, 1959 Last Structure Change Effective Date: December 10, 2010 Last Structure Change Process Date: December 10, 2010 Last Data Update: December 10, 2010 Data Source Date: April 05, 2012
Location
Address: 305 East Front St, Simpson, KS 67478 County: Mitchell Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $4.0 mil Equity capital: $0.5 mil Deposits held in domestic offices: $3.5 mil Return on assets (ROA): 0.95% ($0.0 mil) Quarterly return on assets: -1.87% (-$0.1 mil) Return on Equity (ROE): 8.59% ($0.0 mil) Quarterly return on equity: -15.18% (-$0.0 mil) Net income: $0.0 mil Quarterly Net income: -$0.0 mil Pretax return on assets: 0.95% ($38.0 mil) Quarterly Pretax return on assets: -1.87% (-$74.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
6Total employees (full-time equivalent)
$4,001Total assets
$2,042Cash and due from depository institutions
$0Interest-bearing balances
$540Securities
$0Federal funds sold & reverse repurchase agreements
$1,162Net loans & leases
$58Loan loss allowance
$0Trading account assets
$198Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$4,002Life insurance assets
$59All other assets
$3,510Total liabilities and capital
$3,508Total liabilities
$2,164Total deposits
$3,508Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2Subordinated debt
$492All other liabilities
$492Total equity capital
$492Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$190Surplus
$252Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$26Income earned, not collected on loans
$0Earning assets
$7Long-term assets (5+ years)
$1,702Average Assets, year-to-date
$718Average Assets, quarterly
$4,321Volatile liabilities
$4,067Insider loans
$2,367FHLB advances
$4,067Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$492Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$144Total interest income
$17Total interest expense
$127Net interest income
$0Provision for loan and lease losses
$727Total noninterest income
$0Fiduciary activities
$456Service charges on deposit accounts
$0Trading account gains & fees
$271Additional noninterest income
$813Total noninterest expense
$265Salaries and employee benefits
$36Premises and equipment expense
$512Additional noninterest expense
$41Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$41Income before extraordinary items
$0Extraordinary gains - net
$41Net income attributable to bank
$0Net charge-offs
$41Cash dividends
$5Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.54%Yield on earning assets
0.89%Cost of funding earning assets
6.65%Net interest margin
38.05%Noninterest income to earning assets
42.56%Noninterest expense to earning assets
0.95%Net operating income to assets
0.95%Return on assets (ROA)
0.95%Pretax return on assets
8.59%Return on equity (ROE)
8.59%Retained earnings to average equity (YTD only)
0.38%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
8.20%Efficiency ratio
91,218Assets per employee
0.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.75%Loss allowance to noncurrent loans
223.08%Noncurrent assets plus other real estate owned to assets
0.65%Noncurrent loans to loans
2.13%Net loans and leases to deposits
33.12%Net loans and leases to core deposits
38.68%Equity capital to assets
12.30%Core capital (leverage) ratio
12.10%Tier 1 risk-based capital ratio
20.79%Total risk-based capital ratio
Memoranda
$22Average assets
$4,321Average earning assets
$477Average equity
$1,910Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
12031
Tricentury Bank
305 East Front St, Simpson, KS 67478
March 13, 1909
Full Service Brick and Mortar
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