Troy Hill Federal Savings and Loan Association - Overview
General
FDIC Certificate #: 30157 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:ESB Bank (#27708) Federal Reserve ID: 863876 Date Established: January 01, 1894 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 4862 FDIC's unique #: 42991 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: January 05, 1942 Last Structure Change Effective Date: June 12, 1998 Last Structure Change Process Date: July 20, 1998 Last Data Update: July 20, 1998 Data Source Date: April 05, 2012
Location
Address: 1706 Lowrie Street, Pittsburgh, PA 15212 County: Allegheny Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Wexford Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280) Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430) Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300) CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
Financial Summary
Total assets: $125.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
18Total employees (full-time equivalent)
$116,379Total assets
$1,015Cash and due from depository institutions
$410Interest-bearing balances
$5,491Securities
$0Federal funds sold & reverse repurchase agreements
$102,984Net loans & leases
$724Loan loss allowance
$0Trading account assets
$574Bank premises and fixed assets
$257Other real estate owned
$2,476Goodwill and other intangibles
$0Life insurance assets
$3,582All other assets
$116,379Total liabilities and capital
$102,535Total liabilities
$57,661Total deposits
$55,485Interest-bearing deposits
$57,661Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$44,348Other borrowed funds
$0Subordinated debt
$526All other liabilities
$13,844Total equity capital
$13,844Total bank equity capital
$13,844Perpetual preferred stock
$0Common stock
$1Surplus
$16,333Undivided profits
Memoranda
$-2,490Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$998Earning assets
$0Long-term assets (5+ years)
$581Average Assets, year-to-date
$108,885Average Assets, quarterly
$0Volatile liabilities
$105,819Insider loans
$111,759FHLB advances
$48,193Loans and leases held for sale
$139Unused loan commitments
$44,348Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$20,211Total unused commitments
$0Restructured Loans and leases
$76,967Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$8,224Total interest income
$4,710Total interest expense
$3,514Net interest income
$320Provision for loan and lease losses
$529Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$529Additional noninterest income
$2,649Total noninterest expense
$941Salaries and employee benefits
$367Premises and equipment expense
$1,341Additional noninterest expense
$1,074Pre-tax net operating income
$21Securities gains (losses)
$469Applicable income taxes
$626Income before extraordinary items
$0Extraordinary gains - net
$626Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$106Sale, conversion, retirement of capital stock, net
$4,800Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.24%Yield on earning assets
4.72%Cost of funding earning assets
3.52%Net interest margin
0.53%Noninterest income to earning assets
2.65%Noninterest expense to earning assets
0.58%Net operating income to assets
0.59%Return on assets (ROA)
1.03%Pretax return on assets
4.53%Return on equity (ROE)
-30.18%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
301.89%Credit loss provision to net charge-offs
13.15%Efficiency ratio
63,047Assets per employee
6.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
766.77%Loss allowance to loans
0.70%Loss allowance to noncurrent loans
72.55%Noncurrent assets plus other real estate owned to assets
1.08%Noncurrent loans to loans
0.96%Net loans and leases to deposits
178.60%Net loans and leases to core deposits
191.36%Equity capital to assets
11.90%Core capital (leverage) ratio
9.97%Tier 1 risk-based capital ratio
14.75%Total risk-based capital ratio
Memoranda
$16Average assets
$105,819Average earning assets
$13,831Average equity
$99,860Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Troy Hill Federal Savings and Loan Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: