Trumbull Savings and Loan Company in Warren, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 19, 1998

  • Trumbull Savings and Loan Company in Warren, Ohio (OH)
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Trumbull Savings and Loan Company - Overview

  • General
  • FDIC Certificate #: 29193
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Second National Bank of Warren (#6723)
    Federal Reserve ID: 836272
    Date Established: January 01, 1889
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 3077
    FDIC's unique #: 42027
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 13, 1935
    Last Structure Change Effective Date: November 19, 1998
    Last Structure Change Process Date: Febuary 05, 1999
    Last Data Update: Febuary 05, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 High Street Northeast, Warren, OH 44482
    County: Trumbull
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Youngstown-Warren, OH (#9320)
    Combined Statistical Area (CSA): Youngstown-Warren-East Liverpool, OH-PA (#566)
    Core Based Statistical Area (CBSA): Youngstown-Warren-Boardman, OH-PA (#49660)
    CBSA Metro Statistical Area: Youngstown-Warren-Boardman, OH-PA (#49660)
  • Financial Summary
  • Total assets: $472.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 148Total employees (full-time equivalent)
  • $493,466Total assets
  • $5,589Cash and due from depository institutions
  • $2,171Interest-bearing balances
  • $194,792Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $280,626Net loans & leases
  • $1,470Loan loss allowance
  • $0Trading account assets
  • $4,860Bank premises and fixed assets
  • $0Other real estate owned
  • $4,082Goodwill and other intangibles
  • $0Life insurance assets
  • $3,517All other assets
  • $493,466Total liabilities and capital
  • $456,137Total liabilities
  • $376,732Total deposits
  • $366,667Interest-bearing deposits
  • $376,732Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $10,750Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $66,242Other borrowed funds
  • $0Subordinated debt
  • $2,413All other liabilities
  • $37,329Total equity capital
  • $37,329Total bank equity capital
  • $37,329Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $869Undivided profits
  • Memoranda
  • $36,460Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,087Earning assets
  • $0Long-term assets (5+ years)
  • $1,599Average Assets, year-to-date
  • $477,589Average Assets, quarterly
  • $188,663Volatile liabilities
  • $492,832Insider loans
  • $487,994FHLB advances
  • $76,878Loans and leases held for sale
  • $1,062Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $19,736Total unused commitments
  • $0Restructured Loans and leases
  • $237,579Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $33,216Total interest income
  • $20,352Total interest expense
  • $12,864Net interest income
  • $185Provision for loan and lease losses
  • $1,758Total noninterest income
  • $0Fiduciary activities
  • $1,121Service charges on deposit accounts
  • $0Trading account gains & fees
  • $637Additional noninterest income
  • $9,049Total noninterest expense
  • $4,094Salaries and employee benefits
  • $1,211Premises and equipment expense
  • $3,744Additional noninterest expense
  • $5,388Pre-tax net operating income
  • -$10Securities gains (losses)
  • $1,840Applicable income taxes
  • $3,538Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,538Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $224Sale, conversion, retirement of capital stock, net
  • $904Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.99%Yield on earning assets
  • 4.28%Cost of funding earning assets
  • 2.71%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 1.90%Noninterest expense to earning assets
  • 0.72%Net operating income to assets
  • 0.72%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 9.87%Return on equity (ROE)
  • 7.35%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 82.59%Credit loss provision to net charge-offs
  • 24.88%Efficiency ratio
  • 60,683Assets per employee
  • 3.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.55%Loss allowance to loans
  • 0.52%Loss allowance to noncurrent loans
  • 135.23%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.39%Net loans and leases to deposits
  • 74.49%Net loans and leases to core deposits
  • 78.39%Equity capital to assets
  • 7.56%Core capital (leverage) ratio
  • 7.78%Tier 1 risk-based capital ratio
  • 15.36%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $492,832Average earning assets
  • $35,860Average equity
  • $475,348Average loans

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