FDIC Certificate #: 33639 Status: Active Federal Reserve ID: 1977248 Date Established: July 20, 1992 WWW:http://www.trustamerica.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 47720 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: September 30, 1997 Last Structure Change Effective Date: June 24, 2009 Last Structure Change Process Date: June 24, 2009 Last Data Update: June 24, 2009 Data Source Date: April 05, 2012
Location
Address: 7103 South Revere Parkway, Centennial, CO 80112 County: Arapahoe Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Denver Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Denver, CO (#2080) Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34) Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216) Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740) CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
Financial Summary
Total assets: $497.4 mil Equity capital: $46.1 mil Deposits held in domestic offices: $448.3 mil Return on assets (ROA): 1.80% ($8.9 mil) Quarterly return on assets: 1.69% ($8.4 mil) Return on Equity (ROE): 24.72% ($11.4 mil) Quarterly return on equity: 18.52% ($8.5 mil) Net income: $9.8 mil Quarterly Net income: $2.2 mil Pretax return on assets: 1.80% ($8,952.4 mil) Quarterly Pretax return on assets: 1.69% ($8,405.3 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
153Total employees (full-time equivalent)
$497,357Total assets
$45,050Cash and due from depository institutions
$3Interest-bearing balances
$437,662Securities
$0Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$0Loan loss allowance
$0Trading account assets
$4,103Bank premises and fixed assets
$0Other real estate owned
$591Goodwill and other intangibles
$497,357Life insurance assets
$9,951All other assets
$451,237Total liabilities and capital
$448,318Total liabilities
$448,318Total deposits
$448,318Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,919Subordinated debt
$46,120All other liabilities
$46,120Total equity capital
$46,120Total bank equity capital
$0Perpetual preferred stock
$900Common stock
$10,989Surplus
$34,231Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$1,255Long-term assets (5+ years)
$437,665Average Assets, year-to-date
$216,726Average Assets, quarterly
$546,081Volatile liabilities
$516,499Insider loans
$46,063FHLB advances
$519,350Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$30,217Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$13,748Total interest income
$105Total interest expense
$13,643Net interest income
$0Provision for loan and lease losses
$22,038Total noninterest income
$22,011Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$27Additional noninterest income
$25,931Total noninterest expense
$15,296Salaries and employee benefits
$3,298Premises and equipment expense
$7,337Additional noninterest expense
$9,750Pre-tax net operating income
$87Securities gains (losses)
$0Applicable income taxes
$9,837Income before extraordinary items
$0Extraordinary gains - net
$9,837Net income attributable to bank
$0Net charge-offs
$9,837Cash dividends
$0Sale, conversion, retirement of capital stock, net
$7,400Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.72%Yield on earning assets
0.02%Cost of funding earning assets
2.70%Net interest margin
4.35%Noninterest income to earning assets
5.12%Noninterest expense to earning assets
1.79%Net operating income to assets
1.80%Return on assets (ROA)
1.80%Pretax return on assets
24.72%Return on equity (ROE)
6.12%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
72,675Assets per employee
3.25%Cash dividends to net income (YTD only)
Condition Ratios (%)
75.23%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.00%Net loans and leases to core deposits
0.00%Equity capital to assets
9.27%Core capital (leverage) ratio
5.82%Tier 1 risk-based capital ratio
65.60%Total risk-based capital ratio
Memoranda
$66Average assets
$546,081Average earning assets
$39,792Average equity
$506,123Average loans
Total Fiduciary and Related Assets (December 31, 2011)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$10,474,841Managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
114110Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$10,474,841Other retirement accounts
$0Corporate trust and agency accounts
$287,406Other fiduciary accounts
$6,594,504Fiduciary accounts held in foreign offices
List of branches
1 Colorado Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
47720
Trust Company Of America
7103 South Revere Parkway, Centennial, CO 80112
July 20, 1992
Full Service Brick and Mortar
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