TrustBanc in Mountain Home, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 09, 2005

  • TrustBanc in Mountain Home, Arkansas (AR)
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TrustBanc - Overview

  • General
  • FDIC Certificate #: 34797
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Liberty Bank of Arkansas (#3878)
    Federal Reserve ID: 2679709
    Date Established: July 20, 1998
    WWW: http://www.trustbanc.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 61645
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 20, 1998
    Last Structure Change Effective Date: April 09, 2005
    Last Structure Change Process Date: May 02, 2005
    Last Data Update: May 02, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 665 Highway 62 East, Mountain Home, AR 72653
    County: Baxter
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Mountain Home, AR (#34260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $138.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $115,846Total assets
  • $2,903Cash and due from depository institutions
  • $203Interest-bearing balances
  • $25,707Securities
  • $7,315Federal funds sold & reverse repurchase agreements
  • $71,218Net loans & leases
  • $665Loan loss allowance
  • $0Trading account assets
  • $5,038Bank premises and fixed assets
  • $0Other real estate owned
  • $4Goodwill and other intangibles
  • $0Life insurance assets
  • $3,661All other assets
  • $115,846Total liabilities and capital
  • $105,969Total liabilities
  • $89,917Total deposits
  • $85,407Interest-bearing deposits
  • $89,917Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,079Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $12,499Other borrowed funds
  • $0Subordinated debt
  • $474All other liabilities
  • $9,877Total equity capital
  • $9,877Total bank equity capital
  • $9,877Perpetual preferred stock
  • $0Common stock
  • $4Surplus
  • $7,651Undivided profits
  • Memoranda
  • $2,222Noncurrent loans and leases
  • $11,471Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $134Earning assets
  • $134Long-term assets (5+ years)
  • $594Average Assets, year-to-date
  • $104,443Average Assets, quarterly
  • $29,182Volatile liabilities
  • $111,719Insider loans
  • $115,179FHLB advances
  • $22,200Loans and leases held for sale
  • $1,717Unused loan commitments
  • $12,499Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $179Total risk weighted assets
  • $11,471Total unused commitments
  • $0Restructured Loans and leases
  • $665Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $5,725Total interest income
  • $2,386Total interest expense
  • $3,339Net interest income
  • $100Provision for loan and lease losses
  • $506Total noninterest income
  • $0Fiduciary activities
  • $203Service charges on deposit accounts
  • $0Trading account gains & fees
  • $303Additional noninterest income
  • $2,319Total noninterest expense
  • $1,164Salaries and employee benefits
  • $425Premises and equipment expense
  • $730Additional noninterest expense
  • $1,426Pre-tax net operating income
  • $0Securities gains (losses)
  • $476Applicable income taxes
  • $950Income before extraordinary items
  • $0Extraordinary gains - net
  • $950Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.74%Yield on earning assets
  • 2.39%Cost of funding earning assets
  • 3.35%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 2.32%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.85%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 9.89%Return on equity (ROE)
  • 4.69%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -2500.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 60,312Assets per employee
  • 4.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.63%Loss allowance to loans
  • 0.93%Loss allowance to noncurrent loans
  • 496.27%Noncurrent assets plus other real estate owned to assets
  • 0.12%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 79.20%Net loans and leases to core deposits
  • 99.19%Equity capital to assets
  • 8.53%Core capital (leverage) ratio
  • 8.56%Tier 1 risk-based capital ratio
  • 13.19%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $111,719Average earning assets
  • $9,602Average equity
  • $99,814Average loans

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