Tucker Federal Bank in Tucker, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 22, 2002

  • Tucker Federal Bank in Tucker, Georgia (GA)
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Tucker Federal Bank - Overview

  • General
  • FDIC Certificate #: 30921
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: RBC Bank (USA) (#33184)
    Federal Reserve ID: 704474
    Date Established: December 18, 1956
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 6117
    FDIC's unique #: 43755
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: December 18, 1956
    Last Structure Change Effective Date: July 22, 2002
    Last Structure Change Process Date: August 01, 2002
    Last Data Update: August 01, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 2355 Main Street, Tucker, GA 30084
    County: Dekalb
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $1,072.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 248Total employees (full-time equivalent)
  • $1,076,050Total assets
  • $36,149Cash and due from depository institutions
  • $2,964Interest-bearing balances
  • $297,292Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $699,311Net loans & leases
  • $8,702Loan loss allowance
  • $0Trading account assets
  • $18,917Bank premises and fixed assets
  • $580Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $23,701All other assets
  • $1,076,050Total liabilities and capital
  • $1,002,934Total liabilities
  • $798,614Total deposits
  • $742,802Interest-bearing deposits
  • $798,614Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,549Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $193,837Other borrowed funds
  • $0Subordinated debt
  • $7,934All other liabilities
  • $73,116Total equity capital
  • $73,116Total bank equity capital
  • $73,116Perpetual preferred stock
  • $0Common stock
  • $812Surplus
  • $41,574Undivided profits
  • Memoranda
  • $30,730Noncurrent loans and leases
  • $151,205Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $13,871Earning assets
  • $0Long-term assets (5+ years)
  • $5,681Average Assets, year-to-date
  • $999,667Average Assets, quarterly
  • $0Volatile liabilities
  • $1,112,383Insider loans
  • $1,080,845FHLB advances
  • $430,873Loans and leases held for sale
  • $184Unused loan commitments
  • $193,712Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $151,205Total unused commitments
  • $2,865Restructured Loans and leases
  • $8,751Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $76,879Total interest income
  • $48,458Total interest expense
  • $28,421Net interest income
  • $1,635Provision for loan and lease losses
  • $7,772Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,772Additional noninterest income
  • $32,404Total noninterest expense
  • $14,456Salaries and employee benefits
  • $7,192Premises and equipment expense
  • $10,756Additional noninterest expense
  • $2,154Pre-tax net operating income
  • $260Securities gains (losses)
  • $566Applicable income taxes
  • $1,848Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,848Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,339Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.41%Yield on earning assets
  • 4.67%Cost of funding earning assets
  • 2.74%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 0.15%Net operating income to assets
  • 0.17%Return on assets (ROA)
  • 0.22%Pretax return on assets
  • 2.63%Return on equity (ROE)
  • 2.63%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 69.90%Credit loss provision to net charge-offs
  • 1.62%Efficiency ratio
  • 89,462Assets per employee
  • 4.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 62.74%Noncurrent assets plus other real estate owned to assets
  • 1.34%Noncurrent loans to loans
  • 1.96%Net loans and leases to deposits
  • 87.57%Net loans and leases to core deposits
  • 123.96%Equity capital to assets
  • 6.79%Core capital (leverage) ratio
  • 6.71%Tier 1 risk-based capital ratio
  • 9.96%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,112,383Average earning assets
  • $70,140Average equity
  • $1,037,283Average loans

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