Tucumcari Federal Savings and Loan Association - Overview
General
FDIC Certificate #: 29059 Status: Active Federal Reserve ID: 767572 Date Established: July 01, 1934 WWW:http://www.tucfed.com Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 2842 FDIC's unique #: 41893 Numeric code: 38 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: November 02, 1934 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 301 S First St, Tucumcari, NM 88401 County: Quay Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Albuquerque Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $39.0 mil Equity capital: $4.4 mil Deposits held in domestic offices: $27.4 mil Return on assets (ROA): 1.17% ($0.5 mil) Quarterly return on assets: 0.85% ($0.3 mil) Return on Equity (ROE): 10.87% ($0.4 mil) Quarterly return on equity: 7.52% ($0.3 mil) Net income: $0.5 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.25% ($487.4 mil) Quarterly Pretax return on assets: 1.38% ($538.0 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
6Total employees (full-time equivalent)
$38,989Total assets
$3,565Cash and due from depository institutions
$3,060Interest-bearing balances
$8,458Securities
$0Federal funds sold & reverse repurchase agreements
$25,908Net loans & leases
$188Loan loss allowance
$0Trading account assets
$336Bank premises and fixed assets
$195Other real estate owned
$13Goodwill and other intangibles
$38,989Life insurance assets
$514All other assets
$34,542Total liabilities and capital
$27,443Total liabilities
$27,284Total deposits
$27,443Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$6,900Trading liabilities
$0Other borrowed funds
$199Subordinated debt
$4,447All other liabilities
$4,447Total equity capital
$4,447Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$4,447Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$190Income earned, not collected on loans
$0Earning assets
$144Long-term assets (5+ years)
$37,426Average Assets, year-to-date
$0Average Assets, quarterly
$39,709Volatile liabilities
$39,152Insider loans
$17,809FHLB advances
$38,850Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,374Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$698Restructured Loans and leases
$528Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,934Total interest income
$492Total interest expense
$1,442Net interest income
$4Provision for loan and lease losses
$7Total noninterest income
$0Fiduciary activities
$1Service charges on deposit accounts
$0Trading account gains & fees
$6Additional noninterest income
$947Total noninterest expense
$532Salaries and employee benefits
$123Premises and equipment expense
$292Additional noninterest expense
$498Pre-tax net operating income
$0Securities gains (losses)
$33Applicable income taxes
$465Income before extraordinary items
$0Extraordinary gains - net
$465Net income attributable to bank
$0Net charge-offs
$465Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.09%Yield on earning assets
1.30%Cost of funding earning assets
3.80%Net interest margin
0.02%Noninterest income to earning assets
2.49%Noninterest expense to earning assets
1.17%Net operating income to assets
1.17%Return on assets (ROA)
1.25%Pretax return on assets
10.87%Return on equity (ROE)
10.87%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
65,355Assets per employee
6.50%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.72%Loss allowance to noncurrent loans
98.95%Noncurrent assets plus other real estate owned to assets
0.99%Noncurrent loans to loans
0.73%Net loans and leases to deposits
94.41%Net loans and leases to core deposits
107.37%Equity capital to assets
11.41%Core capital (leverage) ratio
11.26%Tier 1 risk-based capital ratio
24.56%Total risk-based capital ratio
Memoranda
$26Average assets
$39,709Average earning assets
$4,279Average equity
$37,992Average loans
List of branches
1 New Mexico Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
41893
Tucumcari Federal Savings And Loan A
301 S First St, Tucumcari, NM 88401
July 01, 1934
Full Service Brick and Mortar
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