FDIC Certificate #: 938 Status: Active Federal Reserve ID: 598646 Bank Holding Company (Regulatory Top Holder): Tnb Bancorp, Inc. (RSSDID: 1840016, Location: Tuscola, IL) Date Established: January 01, 1890 WWW:http://www.tuscolanational.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 13058 FDIC's unique #: 610 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 900 South Progress Boulevard, Tuscola, IL 61953 County: Douglas Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Champaign Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $79.8 mil Equity capital: $11.7 mil Deposits held in domestic offices: $67.6 mil Return on assets (ROA): 0.30% ($0.2 mil) Quarterly return on assets: 0.47% ($0.4 mil) Return on Equity (ROE): 2.10% ($0.3 mil) Quarterly return on equity: 3.19% ($0.4 mil) Net income: $0.2 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.34% ($271.5 mil) Quarterly Pretax return on assets: 0.59% ($471.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
21Total employees (full-time equivalent)
$79,843Total assets
$16,514Cash and due from depository institutions
$13,086Interest-bearing balances
$33,097Securities
$0Federal funds sold & reverse repurchase agreements
$27,546Net loans & leases
$631Loan loss allowance
$0Trading account assets
$1,131Bank premises and fixed assets
$380Other real estate owned
$0Goodwill and other intangibles
$79,843Life insurance assets
$1,175All other assets
$68,138Total liabilities and capital
$67,608Total liabilities
$57,680Total deposits
$67,608Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$530Subordinated debt
$11,705All other liabilities
$11,705Total equity capital
$11,705Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$1,550Surplus
$9,755Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$342Income earned, not collected on loans
$0Earning assets
$268Long-term assets (5+ years)
$73,729Average Assets, year-to-date
$29,615Average Assets, quarterly
$80,856Volatile liabilities
$79,786Insider loans
$35,923FHLB advances
$81,079Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$11,035Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,807Restructured Loans and leases
$317Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,989Total interest income
$773Total interest expense
$2,216Net interest income
$0Provision for loan and lease losses
$336Total noninterest income
$52Fiduciary activities
$127Service charges on deposit accounts
$0Trading account gains & fees
$157Additional noninterest income
$2,319Total noninterest expense
$1,244Salaries and employee benefits
$353Premises and equipment expense
$722Additional noninterest expense
$233Pre-tax net operating income
$42Securities gains (losses)
$36Applicable income taxes
$239Income before extraordinary items
$0Extraordinary gains - net
$239Net income attributable to bank
$0Net charge-offs
$239Cash dividends
-$153Sale, conversion, retirement of capital stock, net
$200Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.05%Yield on earning assets
1.05%Cost of funding earning assets
3.00%Net interest margin
0.46%Noninterest income to earning assets
3.14%Noninterest expense to earning assets
0.25%Net operating income to assets
0.30%Return on assets (ROA)
0.34%Pretax return on assets
2.10%Return on equity (ROE)
0.34%Retained earnings to average equity (YTD only)
-0.51%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
90,870Assets per employee
3.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
83.68%Loss allowance to loans
2.24%Loss allowance to noncurrent loans
184.50%Noncurrent assets plus other real estate owned to assets
0.90%Noncurrent loans to loans
1.21%Net loans and leases to deposits
40.74%Net loans and leases to core deposits
42.55%Equity capital to assets
14.66%Core capital (leverage) ratio
13.61%Tier 1 risk-based capital ratio
30.72%Total risk-based capital ratio
Memoranda
$32Average assets
$80,856Average earning assets
$11,380Average equity
$73,841Average loans
Total Fiduciary and Related Assets (December 31, 2011)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Tuscola National Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: