Twin Lakes National Bank in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 17, 2004

  • Twin Lakes National Bank in Wichita, Kansas (KS)
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Twin Lakes National Bank - Overview

  • General
  • FDIC Certificate #: 19563
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Southwest National Bank (#4801)
    Federal Reserve ID: 621852
    Date Established: December 20, 1965
    WWW: http://www.twinlakesbank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13363
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 08, 1966
    Last Structure Change Effective Date: September 17, 2004
    Last Structure Change Process Date: October 01, 2004
    Last Data Update: October 01, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 2150 Woodrow Avenue, Wichita, KS 67201
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • Financial Summary
  • Total assets: $143.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $140,988Total assets
  • $4,336Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,290Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $126,121Net loans & leases
  • $1,056Loan loss allowance
  • $0Trading account assets
  • $1,227Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,014All other assets
  • $140,988Total liabilities and capital
  • $128,417Total liabilities
  • $124,641Total deposits
  • $111,593Interest-bearing deposits
  • $124,641Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $174Other borrowed funds
  • $0Subordinated debt
  • $602All other liabilities
  • $12,571Total equity capital
  • $12,571Total bank equity capital
  • $12,571Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $3,550Undivided profits
  • Memoranda
  • $8,521Noncurrent loans and leases
  • $926Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $153Earning assets
  • $0Long-term assets (5+ years)
  • $487Average Assets, year-to-date
  • $134,411Average Assets, quarterly
  • $14,689Volatile liabilities
  • $141,367Insider loans
  • $141,833FHLB advances
  • $21,999Loans and leases held for sale
  • $1,446Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $926Total unused commitments
  • $0Restructured Loans and leases
  • $1,056Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $8,786Total interest income
  • $2,639Total interest expense
  • $6,147Net interest income
  • $179Provision for loan and lease losses
  • $1,194Total noninterest income
  • $0Fiduciary activities
  • $963Service charges on deposit accounts
  • $0Trading account gains & fees
  • $231Additional noninterest income
  • $4,163Total noninterest expense
  • $2,119Salaries and employee benefits
  • $340Premises and equipment expense
  • $1,704Additional noninterest expense
  • $2,999Pre-tax net operating income
  • -$1Securities gains (losses)
  • $130Applicable income taxes
  • $2,868Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,868Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $295Sale, conversion, retirement of capital stock, net
  • $1,830Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.56%Yield on earning assets
  • 1.97%Cost of funding earning assets
  • 4.59%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 3.11%Noninterest expense to earning assets
  • 2.03%Net operating income to assets
  • 2.03%Return on assets (ROA)
  • 2.12%Pretax return on assets
  • 23.55%Return on equity (ROE)
  • 8.52%Retained earnings to average equity (YTD only)
  • 0.24%Net charge-offs to loans
  • 60.68%Credit loss provision to net charge-offs
  • 10.77%Efficiency ratio
  • 56,709Assets per employee
  • 2.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 63.81%Loss allowance to loans
  • 0.83%Loss allowance to noncurrent loans
  • 690.20%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 101.19%Net loans and leases to core deposits
  • 119.19%Equity capital to assets
  • 8.92%Core capital (leverage) ratio
  • 8.82%Tier 1 risk-based capital ratio
  • 9.66%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $141,367Average earning assets
  • $12,178Average equity
  • $134,009Average loans

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