Tyler Bank and Trust, National Association in Tyler, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 10, 1998

  • Tyler Bank and Trust, National Association in Tyler, Texas (TX)
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Tyler Bank and Trust, National Association - Overview

  • General
  • FDIC Certificate #: 33780
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 2017235
    Date Established: Febuary 13, 1993
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 12982
    FDIC's unique #: 48027
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 13, 1993
    Last Structure Change Effective Date: September 10, 1998
    Last Structure Change Process Date: October 06, 1998
    Last Data Update: October 06, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 East Ferguson Street, Tyler, TX 75702
    County: Smith
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tyler, TX (#8640)
    Combined Statistical Area (CSA): Tyler-Jacksonville, TX (#540)
    Core Based Statistical Area (CBSA): Tyler, TX (#46340)
    CBSA Metro Statistical Area: Tyler, TX (#46340)
  • Financial Summary
  • Total assets: $294.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 127Total employees (full-time equivalent)
  • $297,759Total assets
  • $16,958Cash and due from depository institutions
  • $198Interest-bearing balances
  • $77,669Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $193,535Net loans & leases
  • $3,601Loan loss allowance
  • $0Trading account assets
  • $4,281Bank premises and fixed assets
  • $702Other real estate owned
  • $1,508Goodwill and other intangibles
  • $0Life insurance assets
  • $3,106All other assets
  • $297,759Total liabilities and capital
  • $275,210Total liabilities
  • $241,216Total deposits
  • $190,887Interest-bearing deposits
  • $241,216Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $32,194Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $24Other borrowed funds
  • $0Subordinated debt
  • $1,776All other liabilities
  • $22,549Total equity capital
  • $22,549Total bank equity capital
  • $22,549Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $19,425Undivided profits
  • Memoranda
  • $2,924Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,863Earning assets
  • $0Long-term assets (5+ years)
  • $1,231Average Assets, year-to-date
  • $271,402Average Assets, quarterly
  • $88,224Volatile liabilities
  • $286,230Insider loans
  • $293,749FHLB advances
  • $64,251Loans and leases held for sale
  • $7,835Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $27,275Total unused commitments
  • $0Restructured Loans and leases
  • $185,892Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $21,071Total interest income
  • $8,763Total interest expense
  • $12,308Net interest income
  • $1,978Provision for loan and lease losses
  • $4,278Total noninterest income
  • $911Fiduciary activities
  • $1,637Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,730Additional noninterest income
  • $11,129Total noninterest expense
  • $5,129Salaries and employee benefits
  • $2,063Premises and equipment expense
  • $3,937Additional noninterest expense
  • $3,479Pre-tax net operating income
  • $0Securities gains (losses)
  • $927Applicable income taxes
  • $2,552Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,552Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $731Sale, conversion, retirement of capital stock, net
  • $1,500Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.19%Yield on earning assets
  • 3.41%Cost of funding earning assets
  • 4.79%Net interest margin
  • 1.66%Noninterest income to earning assets
  • 4.33%Noninterest expense to earning assets
  • 0.89%Net operating income to assets
  • 0.89%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 11.87%Return on equity (ROE)
  • 4.89%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 270.59%Credit loss provision to net charge-offs
  • 7.47%Efficiency ratio
  • 66,188Assets per employee
  • 2.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 58.78%Loss allowance to loans
  • 1.83%Loss allowance to noncurrent loans
  • 125.78%Noncurrent assets plus other real estate owned to assets
  • 1.20%Noncurrent loans to loans
  • 1.45%Net loans and leases to deposits
  • 80.23%Net loans and leases to core deposits
  • 92.53%Equity capital to assets
  • 7.57%Core capital (leverage) ratio
  • 7.25%Tier 1 risk-based capital ratio
  • 11.15%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $286,230Average earning assets
  • $21,497Average equity
  • $257,146Average loans

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