U.S. Bank of California in city_name, state_name - Detailed Financial Reports, Location

U.S. Bank of California in Sacramento, California (CA)
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U.S. Bank of California - Overview

General
FDIC Certificate #: 1304
Status: Inactive
Closing history: Corrections
Acquiring institution: United States National Bank of Oregon (#2916)
Federal Reserve ID: 224561
Date Established: September 10, 1910
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 99 (Interstate: No)
OTS Docket #: 11066
FDIC's unique #: 876
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 13, 1997
Last Structure Change Process Date: June 19, 1997
Last Data Update: June 19, 1997
Data Source Date: April 05, 2012
Location
Address: 980 Ninth Street, Sacramento, CA 95814
County: Sacramento
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Sacramento
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Sacramento, CA (#6920)
Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82)
Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900)
CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $3,786.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$491Total assets
$2,063,095Cash and due from depository institutions
$182,382Interest-bearing balances
$20Securities
$318,546Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$1,471,113Loan loss allowance
$25,940Trading account assets
$170Bank premises and fixed assets
$30,480Other real estate owned
$15,745Goodwill and other intangibles
$23,751Life insurance assets
$20,908All other assets
$0Total liabilities and capital
$2,063,095Total liabilities
$1,884,455Total deposits
$1,644,115Interest-bearing deposits
$1,311,343Deposits held in domestic offices
1644115.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$124,011Trading liabilities
$13Other borrowed funds
$88,000Subordinated debt
$15,000All other liabilities
$13,316Total equity capital
$13,316Total bank equity capital
$178,640Perpetual preferred stock
$0Common stock
$4,620Surplus
$154,782Undivided profits
Memoranda
$19,238Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,727Income earned, not collected on loans
$7,834Earning assets
$1,789,679Long-term assets (5+ years)
$470,449Average Assets, year-to-date
$1,968,750Average Assets, quarterly
$1,992,156Volatile liabilities
$336,141Insider loans
$1,104FHLB advances
$0Loans and leases held for sale
$10,154Unused loan commitments
$515,738Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$158,184Total risk weighted assets
$1,573,603Total unused commitments
$0Restructured Loans and leases
$36,762Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$142,377Total interest expense
$63,953Net interest income
$78,424Provision for loan and lease losses
$4,120Total noninterest income
$19,206Fiduciary activities
$708Service charges on deposit accounts
$12,682Trading account gains & fees
$74Additional noninterest income
$5,742Total noninterest expense
$76,773Salaries and employee benefits
$20,089Premises and equipment expense
$8,736Additional noninterest expense
$47,948Pre-tax net operating income
$16,737Securities gains (losses)
-$37Applicable income taxes
$5,406Income before extraordinary items
$11,294Extraordinary gains - net
$0Net income attributable to bank
$11,294Net charge-offs
$3,914Cash dividends
$674Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.29%Cost of funding earning assets
3.72%Net interest margin
4.57%Noninterest income to earning assets
1.12%Noninterest expense to earning assets
4.47%Net operating income to assets
0.57%Return on assets (ROA)
0.57%Pretax return on assets
0.85%Return on equity (ROE)
6.56%Retained earnings to average equity (YTD only)
6.17%Net charge-offs to loans
0.28%Credit loss provision to net charge-offs
105.26%Efficiency ratio
76,524Assets per employee
4.20%Cash dividends to net income (YTD only)
Condition Ratios (%)
5.97%Loss allowance to loans
1.73%Loss allowance to noncurrent loans
203.82%Noncurrent assets plus other real estate owned to assets
0.94%Noncurrent loans to loans
0.85%Net loans and leases to deposits
89.48%Net loans and leases to core deposits
97.10%Equity capital to assets
8.66%Core capital (leverage) ratio
7.94%Tier 1 risk-based capital ratio
10.05%Total risk-based capital ratio
Memoranda
$12Average assets
$1,968,750Average earning assets
$172,093Average equity
$1,717,094Average loans

U.S. Bank of California in Sacramento, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

U.S. Bank of California - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

U.S. Bank of California in Sacramento, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

U.S. Bank of California - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

U.S. Bank of California in Sacramento, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches