U. S. Bank of Nevada in city_name, state_name - Detailed Financial Reports, Location

U. S. Bank of Nevada in Reno, Nevada (NV)
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U. S. Bank of Nevada - Overview

General
FDIC Certificate #: 25303
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: United States National Bank of Oregon (#2916)
Federal Reserve ID: 75464
Date Established: August 09, 1984
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 34 (Interstate: No)
FDIC's unique #: 17506
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: August 09, 1984
Last Structure Change Effective Date: June 13, 1997
Last Structure Change Process Date: June 19, 1997
Last Data Update: June 19, 1997
Data Source Date: April 05, 2012
Location
Address: 1 East Liberty, Reno, NV 89501
County: Washoe
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Phoenix
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Reno, NV (#6720)
Combined Statistical Area (CSA): Reno-Sparks-Fernley, NV (#456)
Core Based Statistical Area (CBSA): Reno-Sparks, NV (#39900)
CBSA Metro Statistical Area: Reno-Sparks, NV (#39900)
Financial Summary
Total assets: $1,200.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$314Total assets
$1,144,657Cash and due from depository institutions
$145,060Interest-bearing balances
$0Securities
$200,261Federal funds sold & reverse repurchase agreements
$45,100Net loans & leases
$712,928Loan loss allowance
$13,662Trading account assets
$0Bank premises and fixed assets
$13,250Other real estate owned
$216Goodwill and other intangibles
$11,847Life insurance assets
$15,995All other assets
$0Total liabilities and capital
$1,144,657Total liabilities
$1,059,997Total deposits
$1,042,671Interest-bearing deposits
$709,068Deposits held in domestic offices
1042671.00%% insured (estimated)
$67Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$10,000All other liabilities
$7,326Total equity capital
$7,326Total bank equity capital
$84,660Perpetual preferred stock
$0Common stock
$1,215Surplus
$69,678Undivided profits
Memoranda
$13,767Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,048Income earned, not collected on loans
$4,444Earning assets
$958,289Long-term assets (5+ years)
$241,003Average Assets, year-to-date
$1,062,960Average Assets, quarterly
$1,113,591Volatile liabilities
$66,557Insider loans
$57FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$354,394Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$68,754Total risk weighted assets
$838,648Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$78,471Total interest expense
$28,530Net interest income
$49,941Provision for loan and lease losses
$4,760Total noninterest income
$13,504Fiduciary activities
$471Service charges on deposit accounts
$10,486Trading account gains & fees
$0Additional noninterest income
$2,547Total noninterest expense
$43,035Salaries and employee benefits
$12,360Premises and equipment expense
$8,182Additional noninterest expense
$22,493Pre-tax net operating income
$15,650Securities gains (losses)
$304Applicable income taxes
$5,758Income before extraordinary items
$10,196Extraordinary gains - net
$0Net income attributable to bank
$10,196Net charge-offs
$3,327Cash dividends
$7,984Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.66%Cost of funding earning assets
3.15%Net interest margin
5.51%Noninterest income to earning assets
1.49%Noninterest expense to earning assets
4.75%Net operating income to assets
0.94%Return on assets (ROA)
0.96%Pretax return on assets
1.50%Return on equity (ROE)
11.93%Retained earnings to average equity (YTD only)
2.59%Net charge-offs to loans
0.53%Credit loss provision to net charge-offs
143.07%Efficiency ratio
64,826Assets per employee
3.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
78.31%Loss allowance to loans
1.88%Loss allowance to noncurrent loans
448.23%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
0.42%Net loans and leases to deposits
68.38%Net loans and leases to core deposits
73.04%Equity capital to assets
7.40%Core capital (leverage) ratio
6.30%Tier 1 risk-based capital ratio
8.20%Total risk-based capital ratio
Memoranda
$11Average assets
$1,062,960Average earning assets
$85,464Average equity
$905,989Average loans

U. S. Bank of Nevada in Reno, Nevada (NV)
Overview, Financial Summary, Detailed Financial Reports, Branches

U. S. Bank of Nevada - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

U. S. Bank of Nevada in Reno, Nevada (NV)Overview, Financial Summary, Detailed Financial Reports, Branches

U. S. Bank of Nevada - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

U. S. Bank of Nevada in Reno, Nevada (NV)
Overview, Financial Summary, Detailed Financial Reports, Branches