U.S. Trust Company of Texas, National Association - Overview
General
FDIC Certificate #: 33217 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:U.S. Trust Company, National Association (#33332) Federal Reserve ID: 1819058 Date Established: December 07, 1990 WWW:http://www.ustrust.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) OTS Docket #: 9682 FDIC's unique #: 46458 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: December 07, 1990 Last Structure Change Effective Date: October 31, 2003 Last Structure Change Process Date: December 23, 2003 Last Data Update: December 23, 2003 Data Source Date: April 05, 2012
Location
Address: 2001 Ross Avenue, Suite 2700, Dallas, TX 75201 County: Dallas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: New York FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $218.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
58Total employees (full-time equivalent)
$206,658Total assets
$12,028Cash and due from depository institutions
$9,275Interest-bearing balances
$48,146Securities
$75,000Federal funds sold & reverse repurchase agreements
$65,835Net loans & leases
$500Loan loss allowance
$0Trading account assets
$618Bank premises and fixed assets
$0Other real estate owned
$2,455Goodwill and other intangibles
$0Life insurance assets
$2,576All other assets
$206,658Total liabilities and capital
$165,640Total liabilities
$163,308Total deposits
$150,208Interest-bearing deposits
$163,308Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$2,332All other liabilities
$41,018Total equity capital
$41,018Total bank equity capital
$41,018Perpetual preferred stock
$2,000Common stock
$500Surplus
$30,052Undivided profits
Memoranda
$8,466Noncurrent loans and leases
$46,061Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$378Average Assets, year-to-date
$198,256Average Assets, quarterly
$41,105Volatile liabilities
$214,206Insider loans
$209,383FHLB advances
$3,194Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$46,061Total unused commitments
$0Restructured Loans and leases
$500Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$8,201Total interest income
$2,097Total interest expense
$6,104Net interest income
$240Provision for loan and lease losses
$14,611Total noninterest income
$14,593Fiduciary activities
$4Service charges on deposit accounts
$0Trading account gains & fees
$14Additional noninterest income
$12,969Total noninterest expense
$8,180Salaries and employee benefits
$1,281Premises and equipment expense
$3,508Additional noninterest expense
$7,506Pre-tax net operating income
$1,070Securities gains (losses)
$3,077Applicable income taxes
$5,499Income before extraordinary items
$602Extraordinary gains - net
$6,101Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$16,135Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.07%Yield on earning assets
1.04%Cost of funding earning assets
3.03%Net interest margin
7.24%Noninterest income to earning assets
6.43%Noninterest expense to earning assets
2.25%Net operating income to assets
2.85%Return on assets (ROA)
4.28%Pretax return on assets
16.06%Return on equity (ROE)
-26.42%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
62,607Assets per employee
3.56%Cash dividends to net income (YTD only)
Condition Ratios (%)
264.46%Loss allowance to loans
0.75%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
40.31%Net loans and leases to core deposits
41.12%Equity capital to assets
19.85%Core capital (leverage) ratio
18.47%Tier 1 risk-based capital ratio
43.69%Total risk-based capital ratio
Memoranda
$44Average assets
$214,206Average earning assets
$37,977Average equity
$201,717Average loans
Total Fiduciary and Related Assets (December 31, 2002)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
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