UBS Bank USA in Salt Lake City, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • UBS Bank USA in Salt Lake City, Utah (UT)
  • Show street view No street view available for this location

UBS Bank USA - Overview

  • General
  • FDIC Certificate #: 57565
    Status: Active
    Federal Reserve ID: 3212149
    Bank Holding Company (Regulatory Top Holder): Ubs Ag (RSSDID: 1243206, Location: Zurich)
    Date Established: September 15, 2003
    WWW: http://www.ubs.combankusa/
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 365628
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: September 15, 2003
    Last Structure Change Effective Date: Febuary 13, 2012
    Last Structure Change Process Date: Febuary 13, 2012
    Last Data Update: Febuary 13, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 299 South Main Street, Suite 2275, Salt Lake City, UT 84111
    County: Salt Lake
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
    CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
  • Financial Summary
  • Total assets: $34,276.0 mil
    Equity capital: $3,249.6 mil
    Deposits held in domestic offices: $30,405.3 mil
    Return on assets (ROA): 1.18% ($404.5 mil)
    Quarterly return on assets: 1.19% ($407.9 mil)
    Return on Equity (ROE): 12.54% ($407.6 mil)
    Quarterly return on equity: 12.63% ($410.5 mil)
    Net income: $378.8 mil
    Quarterly Net income: $100.8 mil
    Pretax return on assets: 1.90% ($651,244.4 mil)
    Quarterly Pretax return on assets: 1.89% ($647,816.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 90Total employees (full-time equivalent)
  • $34,276,023Total assets
  • $2,143,298Cash and due from depository institutions
  • $2,142,876Interest-bearing balances
  • $10,702,455Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $21,225,843Net loans & leases
  • $14,540Loan loss allowance
  • $0Trading account assets
  • $775Bank premises and fixed assets
  • $0Other real estate owned
  • $5,733Goodwill and other intangibles
  • $34,276,023Life insurance assets
  • $197,919All other assets
  • $31,026,465Total liabilities and capital
  • $30,405,281Total liabilities
  • $30,403,921Total deposits
  • $30,405,281Interest-bearing deposits
  • $75Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $100,553Trading liabilities
  • $0Other borrowed funds
  • $520,631Subordinated debt
  • $3,249,558All other liabilities
  • $3,249,558Total equity capital
  • $3,249,558Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $1,879,999Surplus
  • $1,369,558Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,176Income earned, not collected on loans
  • $0Earning assets
  • $42,882Long-term assets (5+ years)
  • $34,071,174Average Assets, year-to-date
  • $6,050,235Average Assets, quarterly
  • $32,205,140Volatile liabilities
  • $33,956,445Insider loans
  • $20,819,767FHLB advances
  • $32,725,959Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,133,909Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,971,598Restructured Loans and leases
  • $2,568Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $645,100Total interest income
  • $29,238Total interest expense
  • $615,862Net interest income
  • $6,420Provision for loan and lease losses
  • $27,507Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $27,507Additional noninterest income
  • $120,030Total noninterest expense
  • $16,978Salaries and employee benefits
  • $1,218Premises and equipment expense
  • $101,834Additional noninterest expense
  • $516,919Pre-tax net operating income
  • $95,576Securities gains (losses)
  • $233,726Applicable income taxes
  • $378,769Income before extraordinary items
  • $0Extraordinary gains - net
  • $378,769Net income attributable to bank
  • $0Net charge-offs
  • $378,769Cash dividends
  • $4,258Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.02%Yield on earning assets
  • 0.09%Cost of funding earning assets
  • 1.92%Net interest margin
  • 0.09%Noninterest income to earning assets
  • 0.38%Noninterest expense to earning assets
  • 0.99%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.90%Pretax return on assets
  • 12.54%Return on equity (ROE)
  • 12.54%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 150.78%Credit loss provision to net charge-offs
  • 122.91%Efficiency ratio
  • 18,478Assets per employee
  • 380.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.07%Loss allowance to noncurrent loans
  • 1236.39%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 69.81%Net loans and leases to core deposits
  • 70.07%Equity capital to assets
  • 9.48%Core capital (leverage) ratio
  • 9.58%Tier 1 risk-based capital ratio
  • 15.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $32,205,140Average earning assets
  • $3,020,092Average equity
  • $32,001,916Average loans

List of branches

  • 1 Utah Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0365628Ubs Bank Usa299 South Main Street, Suite 2275, Salt Lake City, UT 84111September 15, 2003Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with UBS Bank USA.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents