UMB Bank, Jefferson City in Jefferson City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 11, 1999

UMB Bank, Jefferson City in Jefferson City, Missouri (MO)
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UMB Bank, Jefferson City - Overview

General
FDIC Certificate #: 21659
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank, National Association (#8273)
Federal Reserve ID: 731658
Date Established: July 01, 1974
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 14988
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 01, 1974
Last Structure Change Effective Date: September 11, 1999
Last Structure Change Process Date: October 06, 1999
Last Data Update: October 06, 1999
Data Source Date: April 05, 2012
Location
Address: 300 Dix Road, Jefferson City, MO 65102
County: Cole
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
CBSA Metro Statistical Area: Jefferson City, MO (#27620)
Financial Summary
Total assets: $44.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
22Total employees (full-time equivalent)
$48,718Total assets
$9,664Cash and due from depository institutions
$0Interest-bearing balances
$12,454Securities
$0Federal funds sold & reverse repurchase agreements
$25,390Net loans & leases
$439Loan loss allowance
$0Trading account assets
$655Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$555All other assets
$48,718Total liabilities and capital
$44,939Total liabilities
$31,265Total deposits
$23,203Interest-bearing deposits
$31,265Deposits held in domestic offices
0.00%% insured (estimated)
$13,112Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$562All other liabilities
$3,779Total equity capital
$3,779Total bank equity capital
$3,779Perpetual preferred stock
$0Common stock
$500Surplus
$2,750Undivided profits
Memoranda
$529Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$144Average Assets, year-to-date
$37,844Average Assets, quarterly
$1,624Volatile liabilities
$51,870Insider loans
$49,061FHLB advances
$15,595Loans and leases held for sale
$45Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,570Total unused commitments
$0Restructured Loans and leases
$31,356Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$3,380Total interest income
$1,427Total interest expense
$1,953Net interest income
$0Provision for loan and lease losses
$935Total noninterest income
$0Fiduciary activities
$811Service charges on deposit accounts
$0Trading account gains & fees
$124Additional noninterest income
$2,177Total noninterest expense
$638Salaries and employee benefits
$103Premises and equipment expense
$1,436Additional noninterest expense
$711Pre-tax net operating income
$0Securities gains (losses)
$266Applicable income taxes
$445Income before extraordinary items
$0Extraordinary gains - net
$445Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$71Sale, conversion, retirement of capital stock, net
$1,170Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.16%Yield on earning assets
3.44%Cost of funding earning assets
4.71%Net interest margin
2.26%Noninterest income to earning assets
5.25%Noninterest expense to earning assets
0.86%Net operating income to assets
0.86%Return on assets (ROA)
1.37%Pretax return on assets
10.14%Return on equity (ROE)
-16.52%Retained earnings to average equity (YTD only)
0.25%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
10.01%Efficiency ratio
75,381Assets per employee
2.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
262.92%Loss allowance to loans
1.70%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
81.21%Net loans and leases to core deposits
88.21%Equity capital to assets
7.76%Core capital (leverage) ratio
7.74%Tier 1 risk-based capital ratio
11.75%Total risk-based capital ratio
Memoranda
$13Average assets
$51,870Average earning assets
$4,388Average equity
$41,444Average loans

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