UMB Bank Kansas, National Association in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 26, 1997

  • UMB Bank Kansas, National Association in Kansas City, Missouri (MO)
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UMB Bank Kansas, National Association - Overview

  • General
  • FDIC Certificate #: 8109
    Status: Inactive
    Closing history: Institution Becomes a Member of FRS (Federal Reserve System)
    Acquiring institution: UMB Bank, National Association (#13601)
    Federal Reserve ID: 291853
    Date Established: January 01, 1910
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 17 (Interstate: No)
    FDIC's unique #: 5161
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 26, 1997
    Last Structure Change Process Date: May 05, 1997
    Last Data Update: May 05, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1010 Grand Avenue, Kansas City, MO 64106
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Merger - Without Assistance
    Name Change
    Change in Location
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $788.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $338Total assets
  • $863,992Cash and due from depository institutions
  • $54,130Interest-bearing balances
  • $0Securities
  • $491,901Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $255,908Loan loss allowance
  • $7,186Trading account assets
  • $0Bank premises and fixed assets
  • $16,898Other real estate owned
  • $456Goodwill and other intangibles
  • $11,449Life insurance assets
  • $33,250All other assets
  • $0Total liabilities and capital
  • $863,992Total liabilities
  • $763,231Total deposits
  • $659,257Interest-bearing deposits
  • $454,506Deposits held in domestic offices
  • 659257.00%% insured (estimated)
  • $58Federal funds purchased & repurchase agreements
  • $98,914Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $5,060Total equity capital
  • $5,060Total bank equity capital
  • $100,761Perpetual preferred stock
  • $0Common stock
  • $7,013Surplus
  • $104,067Undivided profits
  • Memoranda
  • $-10,319Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,772Income earned, not collected on loans
  • $1,693Earning assets
  • $747,809Long-term assets (5+ years)
  • $27,860Average Assets, year-to-date
  • $776,285Average Assets, quarterly
  • $795,798Volatile liabilities
  • $244,901Insider loans
  • $38,191FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $115,731Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $67,695Total risk weighted assets
  • $355,729Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $44,509Total interest expense
  • $20,529Net interest income
  • $23,980Provision for loan and lease losses
  • -$269Total noninterest income
  • $7,517Fiduciary activities
  • $3,648Service charges on deposit accounts
  • $2,989Trading account gains & fees
  • $0Additional noninterest income
  • $880Total noninterest expense
  • $25,520Salaries and employee benefits
  • $10,345Premises and equipment expense
  • $3,626Additional noninterest expense
  • $11,549Pre-tax net operating income
  • $6,246Securities gains (losses)
  • $0Applicable income taxes
  • $2,221Income before extraordinary items
  • $4,025Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,025Net charge-offs
  • $12Cash dividends
  • $3,750Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.65%Cost of funding earning assets
  • 3.07%Net interest margin
  • 3.58%Noninterest income to earning assets
  • 1.12%Noninterest expense to earning assets
  • 3.81%Net operating income to assets
  • 0.52%Return on assets (ROA)
  • 0.52%Pretax return on assets
  • 0.80%Return on equity (ROE)
  • 4.01%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -2241.67%Efficiency ratio
  • 70,699Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 93.17%Loss allowance to loans
  • 2.73%Loss allowance to noncurrent loans
  • 405.53%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.67%Net loans and leases to deposits
  • 38.82%Net loans and leases to core deposits
  • 49.86%Equity capital to assets
  • 11.66%Core capital (leverage) ratio
  • 9.49%Tier 1 risk-based capital ratio
  • 19.03%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $776,285Average earning assets
  • $100,402Average equity
  • $668,947Average loans

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