UMB Bank Southwest in city_name, state_name - Detailed Financial Reports, Location

UMB Bank Southwest in Carthage, Missouri (MO)
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UMB Bank Southwest - Overview

General
FDIC Certificate #: 4580
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank, National Association (#8273)
Federal Reserve ID: 696850
Date Established: July 14, 1890
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Interstate: No)
FDIC's unique #: 3033
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 28, 1999
Last Structure Change Process Date: October 06, 1999
Last Data Update: October 06, 1999
Data Source Date: April 05, 2012
Location
Address: 300 Grant Street, Carthage, MO 64836
County: Jasper
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
Core Based Statistical Area (CBSA): Joplin, MO (#27900)
CBSA Metro Statistical Area: Joplin, MO (#27900)
Financial Summary
Total assets: $297.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
149Total employees (full-time equivalent)
$342,276Total assets
$33,576Cash and due from depository institutions
$0Interest-bearing balances
$167,702Securities
$5,458Federal funds sold & reverse repurchase agreements
$127,977Net loans & leases
$1,273Loan loss allowance
$0Trading account assets
$4,949Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,614All other assets
$342,276Total liabilities and capital
$317,304Total liabilities
$244,282Total deposits
$201,409Interest-bearing deposits
$244,282Deposits held in domestic offices
0.00%% insured (estimated)
$63,991Federal funds purchased & repurchase agreements
$0Trading liabilities
$6,536Other borrowed funds
$0Subordinated debt
$2,495All other liabilities
$24,972Total equity capital
$24,972Total bank equity capital
$24,972Perpetual preferred stock
$0Common stock
$2,500Surplus
$2,500Undivided profits
Memoranda
$19,972Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$47Earning assets
$0Long-term assets (5+ years)
$786Average Assets, year-to-date
$301,137Average Assets, quarterly
$24,682Volatile liabilities
$324,815Insider loans
$320,515FHLB advances
$80,407Loans and leases held for sale
$14,631Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$104,260Total unused commitments
$0Restructured Loans and leases
$171,740Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$20,073Total interest income
$9,520Total interest expense
$10,553Net interest income
$648Provision for loan and lease losses
$2,209Total noninterest income
$0Fiduciary activities
$1,567Service charges on deposit accounts
$0Trading account gains & fees
$642Additional noninterest income
$9,112Total noninterest expense
$4,181Salaries and employee benefits
$1,283Premises and equipment expense
$3,648Additional noninterest expense
$3,002Pre-tax net operating income
$0Securities gains (losses)
$1,101Applicable income taxes
$1,901Income before extraordinary items
$0Extraordinary gains - net
$1,901Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$648Sale, conversion, retirement of capital stock, net
$1,850Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.24%Yield on earning assets
3.43%Cost of funding earning assets
3.80%Net interest margin
0.80%Noninterest income to earning assets
3.28%Noninterest expense to earning assets
0.59%Net operating income to assets
0.59%Return on assets (ROA)
0.92%Pretax return on assets
7.57%Return on equity (ROE)
0.20%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
5.63%Efficiency ratio
71,399Assets per employee
2.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
97.32%Loss allowance to loans
0.98%Loss allowance to noncurrent loans
2708.51%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.04%Net loans and leases to deposits
52.39%Net loans and leases to core deposits
54.60%Equity capital to assets
7.30%Core capital (leverage) ratio
7.96%Tier 1 risk-based capital ratio
14.24%Total risk-based capital ratio
Memoranda
$15Average assets
$324,815Average earning assets
$25,108Average equity
$277,425Average loans

UMB Bank Southwest in Carthage, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

UMB Bank Southwest - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

Comment about this bank, ask questions, or add new information about it:

UMB Bank Southwest in Carthage, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

UMB Bank Southwest - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

Comment about this bank, ask questions, or add new information about it:

UMB Bank Southwest in Carthage, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches