UNITED CALIFORNIA BANK in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2002

  • UNITED CALIFORNIA BANK in Los Angeles, California (CA)
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UNITED CALIFORNIA BANK - Overview

  • General
  • FDIC Certificate #: 20589
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of the West (#3514)
    Federal Reserve ID: 438368
    Date Established: January 05, 1972
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 121 (Interstate: No)
    OTS Docket #: 13000
    FDIC's unique #: 14207
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 05, 1972
    Last Structure Change Effective Date: April 01, 2002
    Last Structure Change Process Date: May 01, 2002
    Last Data Update: May 01, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 South Figueroa Street, Los Angeles, CA 90017
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $11,457.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 2,757Total employees (full-time equivalent)
  • $10,523,563Total assets
  • $627,436Cash and due from depository institutions
  • $25,205Interest-bearing balances
  • $549,871Securities
  • $3,500Federal funds sold & reverse repurchase agreements
  • $8,799,040Net loans & leases
  • $203,766Loan loss allowance
  • $121,711Trading account assets
  • $106,397Bank premises and fixed assets
  • $996Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $314,612All other assets
  • $10,523,563Total liabilities and capital
  • $9,439,537Total liabilities
  • $8,712,823Total deposits
  • $5,744,461Interest-bearing deposits
  • $8,285,120Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $285,915Federal funds purchased & repurchase agreements
  • $41,742Trading liabilities
  • $253,461Other borrowed funds
  • $0Subordinated debt
  • $145,596All other liabilities
  • $1,084,026Total equity capital
  • $1,084,026Total bank equity capital
  • $1,084,026Perpetual preferred stock
  • $0Common stock
  • $543,210Surplus
  • $249,334Undivided profits
  • Memoranda
  • $291,482Noncurrent loans and leases
  • $3,381,430Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $143,413Earning assets
  • $0Long-term assets (5+ years)
  • $41,046Average Assets, year-to-date
  • $9,454,183Average Assets, quarterly
  • $2,805,708Volatile liabilities
  • $10,870,141Insider loans
  • $10,643,220FHLB advances
  • $1,925,196Loans and leases held for sale
  • $688Unused loan commitments
  • $200,000Tier 1 (core) risk-based capital
  • $3,088,572Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,381,430Total unused commitments
  • $1,713Restructured Loans and leases
  • $123,061Derivatives
  • $25,006Total assets and liabilities in foreign offices

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $737,185Total interest income
  • $259,619Total interest expense
  • $477,566Net interest income
  • $54,544Provision for loan and lease losses
  • $127,196Total noninterest income
  • $11,673Fiduciary activities
  • $34,741Service charges on deposit accounts
  • $13,571Trading account gains & fees
  • $67,211Additional noninterest income
  • $378,861Total noninterest expense
  • $218,026Salaries and employee benefits
  • $53,703Premises and equipment expense
  • $107,132Additional noninterest expense
  • $171,357Pre-tax net operating income
  • $0Securities gains (losses)
  • $57,961Applicable income taxes
  • $113,396Income before extraordinary items
  • $6,304Extraordinary gains - net
  • $119,700Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $34,124Sale, conversion, retirement of capital stock, net
  • $126,169Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.57%Yield on earning assets
  • 2.67%Cost of funding earning assets
  • 4.90%Net interest margin
  • 1.31%Noninterest income to earning assets
  • 3.89%Noninterest expense to earning assets
  • 1.04%Net operating income to assets
  • 1.10%Return on assets (ROA)
  • 1.63%Pretax return on assets
  • 11.05%Return on equity (ROE)
  • -0.60%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 159.84%Credit loss provision to net charge-offs
  • 6.62%Efficiency ratio
  • 62,397Assets per employee
  • 3.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 105.40%Loss allowance to loans
  • 2.26%Loss allowance to noncurrent loans
  • 142.08%Noncurrent assets plus other real estate owned to assets
  • 1.37%Noncurrent loans to loans
  • 1.59%Net loans and leases to deposits
  • 100.99%Net loans and leases to core deposits
  • 123.52%Equity capital to assets
  • 10.30%Core capital (leverage) ratio
  • 10.08%Tier 1 risk-based capital ratio
  • 10.93%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $10,870,141Average earning assets
  • $1,083,278Average equity
  • $9,736,363Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,347,722Managed Assets
  • 1Number of Accounts
  • $1,231,188Personal trust and agency accounts
  • $849,170Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $19,443Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $362,575Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1558Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $116,534Other retirement accounts
  • $84,255Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $32,279Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2001)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $35,7301-4 family residential loans
  • $0Home equity lines
  • $1,330Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

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