Unibank in city_name, state_name - Detailed Financial Reports, Location

Unibank in Steubenville, Ohio (OH)
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Unibank - Overview

General
FDIC Certificate #: 26235
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Sky Bank (#14641)
Federal Reserve ID: 418427
Date Established: May 18, 1985
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 12 (Interstate: No)
OTS Docket #: 13983
FDIC's unique #: 32572
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: May 18, 1985
Last Structure Change Effective Date: March 07, 1998
Last Structure Change Process Date: March 18, 1998
Last Data Update: March 18, 1998
Data Source Date: April 05, 2012
Location
Address: 100 North Fourth Street, Steubenville, OH 43952
County: Jefferson
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Steubenville-Weirton, OH-WV (#8080)
Core Based Statistical Area (CBSA): Steubenville-Weirton, OH-WV (#44600)
CBSA Metro Statistical Area: Steubenville-Weirton, OH-WV (#44600)
Financial Summary
Total assets: $216.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
119Total employees (full-time equivalent)
$216,140Total assets
$12,615Cash and due from depository institutions
$2,824Interest-bearing balances
$63,866Securities
$10,350Federal funds sold & reverse repurchase agreements
$120,263Net loans & leases
$1,371Loan loss allowance
$0Trading account assets
$3,217Bank premises and fixed assets
$15Other real estate owned
$1,666Goodwill and other intangibles
$0Life insurance assets
$4,148All other assets
$216,140Total liabilities and capital
$198,331Total liabilities
$192,454Total deposits
$175,253Interest-bearing deposits
$192,454Deposits held in domestic offices
0.00%% insured (estimated)
$4,524Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,353All other liabilities
$17,809Total equity capital
$17,809Total bank equity capital
$17,809Perpetual preferred stock
$0Common stock
$750Surplus
$6,750Undivided profits
Memoranda
$10,309Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$384Earning assets
$0Long-term assets (5+ years)
$644Average Assets, year-to-date
$197,303Average Assets, quarterly
$27,748Volatile liabilities
$207,916Insider loans
$218,109FHLB advances
$16,220Loans and leases held for sale
$7,997Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$11,483Total unused commitments
$0Restructured Loans and leases
$137,184Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$15,095Total interest income
$6,670Total interest expense
$8,425Net interest income
$619Provision for loan and lease losses
$924Total noninterest income
$0Fiduciary activities
$509Service charges on deposit accounts
$0Trading account gains & fees
$415Additional noninterest income
$6,655Total noninterest expense
$3,535Salaries and employee benefits
$768Premises and equipment expense
$2,352Additional noninterest expense
$2,075Pre-tax net operating income
$10Securities gains (losses)
$643Applicable income taxes
$1,442Income before extraordinary items
$0Extraordinary gains - net
$1,442Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$293Sale, conversion, retirement of capital stock, net
$676Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.92%Yield on earning assets
3.50%Cost of funding earning assets
4.42%Net interest margin
0.48%Noninterest income to earning assets
3.49%Noninterest expense to earning assets
0.69%Net operating income to assets
0.69%Return on assets (ROA)
1.00%Pretax return on assets
8.20%Return on equity (ROE)
4.35%Retained earnings to average equity (YTD only)
0.26%Net charge-offs to loans
211.26%Credit loss provision to net charge-offs
9.19%Efficiency ratio
68,949Assets per employee
1.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
46.88%Loss allowance to loans
1.13%Loss allowance to noncurrent loans
357.03%Noncurrent assets plus other real estate owned to assets
0.18%Noncurrent loans to loans
0.32%Net loans and leases to deposits
62.49%Net loans and leases to core deposits
66.53%Equity capital to assets
8.24%Core capital (leverage) ratio
7.30%Tier 1 risk-based capital ratio
11.77%Total risk-based capital ratio
Memoranda
$13Average assets
$207,916Average earning assets
$17,593Average equity
$190,669Average loans

Unibank in Steubenville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

Unibank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

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Unibank in Steubenville, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

Unibank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Unibank in Steubenville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches