Union Bank in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Union Bank - Overview

  • General
  • FDIC Certificate #: 19582
    Status: Active
    Federal Reserve ID: 687858
    Bank Holding Company (Regulatory Top Holder): First Olathe Bancshares, Inc. (RSSDID: 1063262, Location: Mission, KS)
    Date Established: November 09, 1965
    WWW: http://www.unionbankmo.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Domestic: 11, Interstate: No)
    OTS Docket #: 12139
    FDIC's unique #: 13382
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 06, 1966
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 12, 2010
    Last Data Update: August 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 9300 Blue Ridge Boulevard Extension, Kansas City, MO 64138
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $458.7 mil
    Equity capital: $18.0 mil
    Deposits held in domestic offices: $414.7 mil
    Return on assets (ROA): -3.15% (-$14.5 mil)
    Quarterly return on assets: -0.14% (-$0.6 mil)
    Return on Equity (ROE): -56.76% (-$10.2 mil)
    Quarterly return on equity: -3.67% (-$0.7 mil)
    Net income: -$15.6 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: -3.17% (-$14,541.6 mil)
    Quarterly Pretax return on assets: -0.22% (-$1,009.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 102Total employees (full-time equivalent)
  • $458,724Total assets
  • $57,594Cash and due from depository institutions
  • $52,601Interest-bearing balances
  • $18,071Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $326,590Net loans & leases
  • $18,548Loan loss allowance
  • $0Trading account assets
  • $11,656Bank premises and fixed assets
  • $37,598Other real estate owned
  • $0Goodwill and other intangibles
  • $458,724Life insurance assets
  • $7,215All other assets
  • $440,768Total liabilities and capital
  • $414,738Total liabilities
  • $346,295Total deposits
  • $414,738Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $25,000Trading liabilities
  • $0Other borrowed funds
  • $1,030Subordinated debt
  • $17,956All other liabilities
  • $17,956Total equity capital
  • $17,956Total bank equity capital
  • $0Perpetual preferred stock
  • $3,900Common stock
  • $45,259Surplus
  • $-31,203Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26,855Income earned, not collected on loans
  • $0Earning assets
  • $1,072Long-term assets (5+ years)
  • $397,262Average Assets, year-to-date
  • $119,882Average Assets, quarterly
  • $495,849Volatile liabilities
  • $459,054Insider loans
  • $381,401FHLB advances
  • $462,931Loans and leases held for sale
  • $2,376Unused loan commitments
  • $2,376Tier 1 (core) risk-based capital
  • $17,676Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $21,136Restructured Loans and leases
  • $18,307Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $20,186Total interest income
  • $4,640Total interest expense
  • $15,546Net interest income
  • $15,928Provision for loan and lease losses
  • -$1,505Total noninterest income
  • $0Fiduciary activities
  • $1,124Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$2,629Additional noninterest income
  • $13,819Total noninterest expense
  • $5,878Salaries and employee benefits
  • $1,495Premises and equipment expense
  • $6,446Additional noninterest expense
  • -$15,706Pre-tax net operating income
  • $0Securities gains (losses)
  • -$79Applicable income taxes
  • -$15,627Income before extraordinary items
  • $0Extraordinary gains - net
  • -$15,627Net income attributable to bank
  • $0Net charge-offs
  • -$15,627Cash dividends
  • $27,185Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.71%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 3.63%Net interest margin
  • -0.35%Noninterest income to earning assets
  • 3.22%Noninterest expense to earning assets
  • -3.15%Net operating income to assets
  • -3.15%Return on assets (ROA)
  • -3.17%Pretax return on assets
  • -56.76%Return on equity (ROE)
  • -56.76%Retained earnings to average equity (YTD only)
  • 6.89%Net charge-offs to loans
  • 58.59%Credit loss provision to net charge-offs
  • 0.01%Efficiency ratio
  • 98,419Assets per employee
  • 4.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.37%Loss allowance to noncurrent loans
  • 69.07%Noncurrent assets plus other real estate owned to assets
  • 14.05%Noncurrent loans to loans
  • 7.78%Net loans and leases to deposits
  • 78.75%Net loans and leases to core deposits
  • 80.16%Equity capital to assets
  • 3.91%Core capital (leverage) ratio
  • 3.82%Tier 1 risk-based capital ratio
  • 4.63%Total risk-based capital ratio
  • Memoranda
  • $6Average assets
  • $495,849Average earning assets
  • $27,532Average equity
  • $428,512Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $369Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 6Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $369Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 11 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013382Union Bank9300 Blue Ridge Boulevard Extension, Kansas City, MO 64138November 09, 1965Full Service Brick and Mortar
    124891387th Street Branch7600 East 87th Street, Kansas City, MO 64138March 19, 1973Full Service Brick and Mortar
    3248915Broadway Branch5600 North Broadway, Gladstone, MO 64118November 08, 1995Full Service Brick and Mortar
    4248916Independence Branch4340 Noland Road, Independence, MO 64050Febuary 06, 1998Full Service Brick and Mortar
    5357573Gregory Branch222 West Gregory, Kansas City, MO 64114August 01, 1999Full Service Brick and Mortar
    7189959Southeast Branch3121 Prospect Avenue, Kansas City, MO 64128May 10, 1973Full Service Brick and Mortar
    81262740 Highway Branch8959 East 40 Highway, Kansas City, MO 64105April 29, 1963Full Service Brick and Mortar
    12189961Kansas City Branch9221 North Oak Trafficway, Kansas City, MO 64155November 12, 1998Full Service Brick and Mortar
    13418701Research Medical Center Branch6420 Prospect Avenue, Kansas City, MO 64132March 14, 2002
    14439695Douglas Branch1150 Ne Douglas Street, Lees Summit, MO 64086March 22, 2005Full Service Brick and Mortar
    15453050Cheddington Branch3700 Sw Cheddington Dr, Lees Summit, MO 64082November 28, 2005Full Service Brick and Mortar

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