Union Planters Bank, FSB in Dyersburg, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1995

Union Planters Bank, FSB in Dyersburg, Tennessee (TN)
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Union Planters Bank, FSB - Overview

General
FDIC Certificate #: 32587
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank of West Tennessee (#10309)
Federal Reserve ID: 252573
Date Established: June 03, 1988
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 8495
FDIC's unique #: 45421
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: June 03, 1988
Last Structure Change Effective Date: May 01, 1995
Last Structure Change Process Date: May 15, 1995
Last Data Update: May 15, 1995
Data Source Date: April 05, 2012
Location
Address: 425 West Court Street, Dyersburg, TN 38024
County: Dyer
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Dyersburg, TN (#20540)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $42.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$24Total assets
$40,027Cash and due from depository institutions
$882Interest-bearing balances
$104Securities
$13,907Federal funds sold & reverse repurchase agreements
$157Net loans & leases
$23,364Loan loss allowance
$851Trading account assets
$0Bank premises and fixed assets
$861Other real estate owned
$8Goodwill and other intangibles
$848Life insurance assets
$0All other assets
$0Total liabilities and capital
$40,027Total liabilities
$37,640Total deposits
$29,277Interest-bearing deposits
$29,277Deposits held in domestic offices
29277.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$7,492Subordinated debt
$0All other liabilities
$871Total equity capital
$871Total bank equity capital
$2,387Perpetual preferred stock
$0Common stock
$1,000Surplus
$1,603Undivided profits
Memoranda
$-216Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$507Income earned, not collected on loans
$160Earning assets
$37,532Long-term assets (5+ years)
$0Average Assets, year-to-date
$41,274Average Assets, quarterly
$40,391Volatile liabilities
$8,369Insider loans
$139FHLB advances
$7,492Loans and leases held for sale
$0Unused loan commitments
$836Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,674Total risk weighted assets
$18,738Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$2,951Total interest expense
$1,391Net interest income
$1,560Provision for loan and lease losses
$0Total noninterest income
$520Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$520Total noninterest expense
$1,609Salaries and employee benefits
$752Premises and equipment expense
$142Additional noninterest expense
$715Pre-tax net operating income
$471Securities gains (losses)
$0Applicable income taxes
$317Income before extraordinary items
$154Extraordinary gains - net
$0Net income attributable to bank
$154Net charge-offs
$22Cash dividends
$332Sale, conversion, retirement of capital stock, net
-$731Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.66%Cost of funding earning assets
3.61%Net interest margin
4.05%Noninterest income to earning assets
1.35%Noninterest expense to earning assets
4.18%Net operating income to assets
0.37%Return on assets (ROA)
0.37%Pretax return on assets
1.14%Return on equity (ROE)
5.34%Retained earnings to average equity (YTD only)
-6.17%Net charge-offs to loans
0.09%Credit loss provision to net charge-offs
0.00%Efficiency ratio
60,913Assets per employee
1.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
215.58%Loss allowance to loans
3.51%Loss allowance to noncurrent loans
167.85%Noncurrent assets plus other real estate owned to assets
1.29%Noncurrent loans to loans
2.09%Net loans and leases to deposits
79.80%Net loans and leases to core deposits
82.27%Equity capital to assets
5.96%Core capital (leverage) ratio
6.60%Tier 1 risk-based capital ratio
14.27%Total risk-based capital ratio
Memoranda
$16Average assets
$41,274Average earning assets
$2,886Average equity
$38,514Average loans

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