Union Planters Bank of Central Arkansas, National Association in Clinton, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

Union Planters Bank of Central Arkansas, National Association in Clinton, Arkansas (AR)
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Union Planters Bank of Central Arkansas, National Association - Overview

General
FDIC Certificate #: 26196
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank, National Association (#4979)
Federal Reserve ID: 633042
Date Established: April 08, 1985
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Interstate: No)
OTS Docket #: 12808
FDIC's unique #: 32524
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: April 08, 1985
Last Structure Change Effective Date: January 01, 1998
Last Structure Change Process Date: January 26, 1998
Last Data Update: January 26, 1998
Data Source Date: April 05, 2012
Location
Address: Highway 65 South, Clinton, AR 72031
County: Van Buren
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $92.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
53Total employees (full-time equivalent)
$92,726Total assets
$6,052Cash and due from depository institutions
$0Interest-bearing balances
$18,084Securities
$1,725Federal funds sold & reverse repurchase agreements
$63,454Net loans & leases
$961Loan loss allowance
$0Trading account assets
$1,311Bank premises and fixed assets
$154Other real estate owned
$587Goodwill and other intangibles
$0Life insurance assets
$1,359All other assets
$92,726Total liabilities and capital
$86,213Total liabilities
$82,097Total deposits
$74,898Interest-bearing deposits
$82,097Deposits held in domestic offices
0.00%% insured (estimated)
$3,525Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$591All other liabilities
$6,513Total equity capital
$6,513Total bank equity capital
$6,513Perpetual preferred stock
$0Common stock
$650Surplus
$3,841Undivided profits
Memoranda
$2,022Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$540Earning assets
$0Long-term assets (5+ years)
$748Average Assets, year-to-date
$83,263Average Assets, quarterly
$3,814Volatile liabilities
$91,976Insider loans
$92,649FHLB advances
$6,883Loans and leases held for sale
$1,518Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,690Total unused commitments
$0Restructured Loans and leases
$57,837Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$7,412Total interest income
$3,170Total interest expense
$4,242Net interest income
$90Provision for loan and lease losses
$1,018Total noninterest income
$0Fiduciary activities
$676Service charges on deposit accounts
$0Trading account gains & fees
$342Additional noninterest income
$2,831Total noninterest expense
$1,426Salaries and employee benefits
$400Premises and equipment expense
$1,005Additional noninterest expense
$2,339Pre-tax net operating income
-$20Securities gains (losses)
$917Applicable income taxes
$1,402Income before extraordinary items
$0Extraordinary gains - net
$1,402Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$116Sale, conversion, retirement of capital stock, net
$1,438Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.83%Yield on earning assets
3.78%Cost of funding earning assets
5.06%Net interest margin
1.21%Noninterest income to earning assets
3.37%Noninterest expense to earning assets
1.54%Net operating income to assets
1.52%Return on assets (ROA)
2.52%Pretax return on assets
21.45%Return on equity (ROE)
-0.55%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
77.59%Credit loss provision to net charge-offs
20.94%Efficiency ratio
51,635Assets per employee
1.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
102.57%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
177.96%Noncurrent assets plus other real estate owned to assets
0.75%Noncurrent loans to loans
0.84%Net loans and leases to deposits
77.29%Net loans and leases to core deposits
80.59%Equity capital to assets
7.02%Core capital (leverage) ratio
6.30%Tier 1 risk-based capital ratio
10.13%Total risk-based capital ratio
Memoranda
$11Average assets
$91,976Average earning assets
$6,535Average equity
$83,913Average loans

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